Jul 28, 2020 to Jul 29, 2020
Training the Credit Analyst Level 1 is a course designed to address the needs of bank personnel with minimum experience in analyzing commercial and consumer loan requests or no formal training in accounting and credit analysis.
This course begins by teaching the principles of Accounting and Assumptions utilized to prepare financial statements and tax returns. Accounting is the foundation upon which financial statements and tax returns are prepared. Successful Lenders and Credit Analysts possess a firm understanding of accounting. The course will then progress to a detailed review of the financial statements including the balance sheet, income statement, statement of retained earnings, statement of cash flow and notes to the financial statements.
The most common credit ratios utilized to reach credit decisions will also be covered to determine a company’s liquidity, leverage and operating performance then progression will lead into the calculation of cash flow analysis utilizing the Uniform Cash Analysis Method in addition to the Traditional and EBITDA (Earning Before Interest, Taxes, Depreciation and Amortization) Methods.
8:30 a.m. Registration
9:00 a.m. Program Begins
12:00 Noon Lunch
1:00 p.m. Program Resumes
4:00 p.m. Program Adjourns
Specifically, the course will cover the following topics:
To reinforce the learning experience, several case studies will be utilized.
Jeffery W. Johnson is a training professional in the financial industry leading various seminars covering important topics relating to issues in
financial institutions. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual financial institutions nationwide. He co-authored a training course entitled "Lending to Service and Other Professional Organizations" for RMA in 2001.
Mr. Johnson earned a B.A. Degree in Accounting from Morehouse College in Atlanta; a MBA in Finance from John Carroll University in University Heights, Ohio; Banking diploma from Prochnow School of Banking at the University of Wisconsin and a Graduate Certificate in Bank Management from the Wharton School of Business at the University of Pennsylvania.
WHO SHOULD ATTEND
Credit Analysts, Consumer Lenders, Commercial Lenders, Branch Managers, Loan Review Personnel, Real Estate Lenders, Credit Administration Personnel
COVID-19 RELEASE AND HOLD HARMLESS: By registering for and attending an Indiana Bankers Association (“IBA”) event or meeting, you acknowledge that there is an unknown risk of potential exposure to COVID-19 from contaminated surfaces or contact with other persons and you voluntarily agree to assume and accept said risks. Such exposure could result in illness, disability or death. You agree to waive, release hold harmless, and indemnify the IBA and its affiliates, directors, officers, employees and agents from and against any and all claims of liability and/or damages from exposure to COVID-19. Registrants and attendees warrant and represent that they will comply with all governmental, IBA, and host facility laws, orders, restrictions and guidelines regarding COVID-19 when participating in an IBA event or meeting.
Participation in IBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or nonmember rates. Surcharge of 100% for Non-Members.
This school will be held virtually!
While we understand that some of you are not permitted to travel for this event as originally planned given the circumstances, we know that education/training to stay current and be the best banker you can be is important. That's why we're committed to providing this school VIRTUALLY. Each day the training will be streamed live.
If you have any questions please contact Marcy Borden at 317-387-9380 or via e-mail at firstname.lastname@example.org.
Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations the day before or absences on the day of the program. Substitutions are welcome at anytime.