VIRTUAL - Training the Credit Analyst

Date:

Jul 28, 2020 to Jul 29, 2020

Location:
VIRTUAL

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Training the Credit Analyst Level 1 is a course designed to address the needs of bank personnel with minimum experience in analyzing commercial and consumer loan requests or no formal training in accounting and credit analysis.  

This course begins by teaching the principles of Accounting and Assumptions utilized to prepare financial statements and tax returns. Accounting is the foundation upon which financial statements and tax returns are prepared.  Successful Lenders and Credit Analysts possess a firm understanding of accounting.  The course will then progress to a detailed review of the financial statements including the balance sheet, income statement, statement of retained earnings, statement of cash flow and notes to the financial statements.

The most common credit ratios utilized to reach credit decisions will also be covered to determine a company’s liquidity, leverage and operating performance then progression will lead into the calculation of cash flow analysis utilizing the Uniform Cash Analysis Method in addition to the Traditional and EBITDA (Earning Before Interest, Taxes, Depreciation and Amortization) Methods.