Oct 7, 2020 to Oct 8, 2020
Join the IBA and Young & Associates, Inc. for the 2020 Community Bankers for Compliance Schools. Each 2-day VIRTUAL school will lay the cornerstone for community bankers to build and manage an in-bank compliance program.
All schools will provide practical aids and strategies to help participants apply and maintain this information directly in the bank. The instructors will take those attending through the most important parts of the regulations that apply to them, including both the regulation and applicable commentary. In addition, they will offer real life examples that provide practical application to the rules discussed in the course. This application includes both effective management techniques as well as
common issues to watch for.
These three compliance schools are often attended by individuals from multiple departments in the bank. Banks can register one individual or multiple people (from customer service, lending or operations) to the school most suited for their responsibilities at the bank. While especially beneficial for compliance officers looking to get an overview (or refresher) of the most important regulations, this program has proven beneficial to those who have general oversight or must audit the compliance function of the bank. Regardless of the responsibility within the organization, attendees will learn the ins and outs of the covered regulations.
PDF Brochure
These programs will be held virtually. Log-in details will be shared prior to each school.
These programs will run from
9 a.m. – 4 p.m. each day.
A short break will be held at the top of each hour and one hour provided for lunch.
Reg. Z University - Oct 7 & 8
Regulation Z Basics
• When does the regulation apply?
• When does the regulation NOT apply?
• Finance charge
Consumer Non Real Estate Loans (cars, boats, etc.)
• Disclosures and other requirements
Consumer Real Estate Loans
• The Loan Estimate
• The Closing Disclosure
• Other requirements
• Underwriting issues – Ability to Repay
• Qualified Mortgages
• High Cost Mortgages
• Higher Priced Mortgage Loans
• Adjustable Rate Mortgages
This course will be an in-depth analysis and will cover all aspects of the rule as it pertains to closed end lending. Attendees who are compliance officers, auditors, senior management, consumer lenders of all areas, consumer loan processors, mortgage originators and any others involved in consumer lending will benefit from this program.
Lending Compliance School - Oct 15 & 16
• Regulation X: Real Estate Settlement Procedures Act
• Regulation B: Equal Credit Opportunity Act
• Flood Insurance
• Regulation O: Loans to Insiders
• Regulation P: Privacy
• Customer Identification Program
• Fair Credit Reporting Act / Regulation V (Lending portions)
This course is designed to provide a comprehensive understanding of the major regulatory compliance regulations that have been determined to be “must knows” for compliance officers. Regulation Z Closed End will be covered in a companion class. New compliance officers, internal auditors, compliance back-up personnel, and retail loan officers and processors, as well as other bank employees who want to be comfortable with the compliance regulations should attend this informative program.
Bill Elliott, CRCM, Senior Consultant and Manager of Compliance, Young & Associates, Inc.
Bill Elliott has over 40 years of banking experience. As a senior compliance consultant and manager of the compliance division with Young & Associates, Inc., Bill works on a variety of compliance-related issues, including leading compliance seminars, conducting compliance reviews, conducting in-house training, and writing compliance articles and training materials.
Bill’s career includes 15 years as a compliance officer and CRA officer in a large community bank, as well as working at a large regional bank. He has experience with consumer, commercial, and mortgage loans, and has managed a variety of bank departments, including loan review, consumer/commercial loan processing, mortgage loan processing, loan administration, credit administration, collections and commercial loan workout.
Sharon Bond, CRCM, Consultant, Young & Associates, Inc.
Sharon Bond is a consultant in the compliance department at Young & Associates, Inc. where she specializes in consumer compliance. Sharon works on a variety of compliance-related issues, including leading compliance seminars, conducting compliance reviews for all areas of compliance, conducting
in-house training, and writing compliance articles and training materials. With over 30 years of industry experience, she has a strong background in mortgage lending and in federal consumer compliance laws and regulations. Sharon was an associate national bank examiner with the Office of the Comptroller of the Currency for five years.
Deposit/Operations Compliance School (Nov. 16-17)
• Bank Secrecy Act
• Office of Foreign Asset Control (OFAC)
• Regulation CC: Expedited Funds Availability Act
• Regulation D: Reserve Requirements
• Right to Financial Privacy Act
• Regulation E: Electronic Funds Transfer Act
• Regulation DD: Truth in Savings Act
• Fair Credit Reporting Act / Regulation V (for Operations and Deposits)
• Regulation P: Privacy
• Customer Identification Program
The course is appropriate for compliance officers, internal auditors, compliance back-up personnel, front line personnel and other bank employees who want to be comfortable with the deposit compliance regulations should attend this informative program.
CPE/CRCM Credits
The Regulation Z Compliance School is approved for 17 hours of continuing professional education credits for CRCM.
The Lending Compliance School is approved for 17 hours of continuing professional education credits for CRCM.
The DEPOSIT Compliance School is approved for 17 hours of continuing professional education credits for CRCM.
Per School
$595 IBA & OBL members
$1,190 nonmember
ATTEND ALL SCHOOLS & SAVE!
All Three Schools
$1,680 IBA & OBL members
Participation in IBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non-member rates. Surcharge of 100% for Non-Members.
All Schools are being held virtually the following dates:
Regulation Z University - Closed End - Wednesday & Thursday, October 7 & 8
Lending Compliance School - Thursday & Friday, October 15 & 16
Deposit/Operations Compliance School - Monday & Tuesday, November 16 & 17
If you have any questions regarding the 2020 Community Bankers for Compliance Schools or any of the educational offerings of the Indiana Bankers Association please contact: Laurie Rees, Vice President - Education & Training at 317-387-9380 or Lrees@indiana.bank.
Refunds will be granted for cancellations received in writing seven days prior to the start of each program to Lrees@indiana.bank. Cancellations will be subject to a $75 processing fee. No refunds or credits will be granted for cancellations received within seven days prior to the start of each program or for day-of-event no shows. Substitutions are always welcome.