Nov 18, 2021
The fourth quarter 2021 Community Bankers for Compliance program will focus on two different areas of a bank’s lending program.
First we will discuss the revisions to the Fair Debt Collection Practices Act regulation. This was originally going to be a topic in the second quarter 2022, however the CFPB delayed implementation until January 2022. Recently they reverted implementation back to November 2021, making this a time sensitive topic. Regardless of your status regarding the regulation, the presentation will provide useful information for all banks. For instance, how can you legally collect via text message, voicemail, email or other electronic means? Many banks will not have to comply with the regulation, or only portions of the regulation. The manual will include the whole regulation, as well as the new Small Entity Compliance Guide. But we will focus our attention on those areas that will be most useful to attendees.
In recent weeks we have received a number of questions, assignments, and review work for home equity lines of credit. While nothing really has changed in the regulation, the presentation will focus on those areas that appear to be the most troublesome. We will cover the entire HELOC portion of Regulation Z, but will focus on those items that have been most prevalent in hotline questions and phone calls. While most banks have a HELOC program, we will be covering this subject at the end of the day so that those banks that do not have a program can either learn about it as they are getting ready to begin offering the product or simply call it a day because it does not apply to them.
The subjects for the regulatory update will be determined by circumstances and releases from the various agencies.
PDF Brochure
8:30 a.m. Registration & Continental Breakfast
9:00 a.m. Program Begins
12:00 p.m. Lunch (included)
1:00 p.m. Program Resumes
4:00 p.m. Program Adjourns
REGULATORY UPDATE
• Subjects as released by the CFPB and other federal agencies.
MAIN SUBJECT
• Fair Debt Collection Practices Act
? The manual will include the entire regulation
? The focus of the presentation will be those areas that will impact all attendees
• HELOCs
The entire regulations Z requirements will be discussed, with special emphasis on those areas that are creating the most problems for bankers
FUTURE PRESENTATIONS
Subjects for future seminars will be shaped by regulatory
events as they unfold. The CBC quarterly compliance
program remains committed to providing as much up-tothe- minute information as possible. The program will
closely monitor releases from the CFPB and other agencies to assure that you have the most up-to-date and accurate information possible.
Sharon Bond, CRCM, Consultant, Young & Associates, Inc.
Sharon Bond is a Consultant in the compliance department at Young & Associates, Inc. where she specializes in consumer compliance. Sharon works on a variety of compliance-related issues, including leading compliance seminars, conducting compliance reviews for all areas of compliance, conducting in -house training, and writing compliance articles and training materials. With over 30 years of industry experience, she has a strong background in mortgage lending and in federal consumer compliance laws and regulations. Sharon was an Associate National Bank Examiner with the Office of the Comptroller of the Currency (OCC) for five years. She holds the designation of Certified Regulatory Compliance Manager (CRCM) and the Six Sigma Qualtec Black Belt certifications.
WHO SHOULD ATTEND
Compliance officers, collection personnel, lending management, lenders and processors, and any others with responsibilities for lending or collections should
attend. Additionally, audit personnel will find this session useful.
$350 IBA Member
$180 Each Additional IBA Member
100% Surcharge is applied for Non-Members.
This training is being offered both in person and via zoom technology. It will be up to the attendee which way they would like to attend.
Same instructor with the same content, but you'll have the ability to join from wherever you're located from the convenience (and safety) of your computer should you choose.
This seminar will be held on November 18, 2021 at the Indiana Wesleyan University - Fort Wayne Education and Conference Center, 8211 W Jefferson Blvd, Fort Wayne, IN 46804. Directions, map & list of local hotels are available on our website at ww.indianabankers.org or you may call the IBA Office at 317-387-9380.
If you are wanting to take advantage of the virtual option, please see the Wednesday, November 17, 2021 offering of this training. Wednesday will be the only day that the virtual training is being offered.
Elizabeth DeHaven, Education Coordinator
EDeHaven@indiana.bank
317-333-7169
You will receive an e-mail confirmation at
Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations the day before or absences on the day of the program. Substitutions are welcome at