Chief Credit Officer Forum

Date:

Apr 30, 2026

Location:
IBA Center for Professional Development
8425 Woodfield Crossing Blvd, Suite 155E
Indianapolis, IN 46240

Building upon IBA’s popular Senior Lender Forum, this new Chief Credit Officer Forum shifts from a more tactical viewpoint to address broader, more strategic decisions that will direct the bank for the next several years. The CCO Forum continues the tradition of peer-to-peer idea exchanges as its cornerstone. Your topics, your concerns, your opportunities will direct the discussion for each and every session throughout the year.

PDF Brochure

Agenda


Session I: April 22, 2025
Session II: August 28, 2025
Session III: December 3, 2025


8:30 a.m.       Registration and Continental Breakfast 
9:00 a.m.       Program Begins
12:00 p.m.     Lunch
3:00 p.m.       Program Adjourns

Topics

Benefits of the Forum…

  • Learn to overcome the current challenges community banks are facing when selling Treasury Management (“TM”) services.
  • Improve your sales approach by “selling the value” of your TM services.
  • Learn how other community banks approach pricing the various services.
  • Solve your most pressing concerns regarding TM services such as how to deal with core system providers and other vendors of TM services.
  • Gain a thorough understand on how to maximize Account Analysis System
  • Gain ideas on where to find talent for Treasury Management
  • Discuss ideas on how to turn TM services “from free to fee”
Speaker(s)

Facilitator: Michael Wear President, 39 Acres Corporation Credit
Mike Wear is owner of 39 Acres Corporation, specializing in banker training and bank consulting
services in credit risk underwriting and loan portfolio risk management. Less lecture—real-lifebusiness cases—more hands-on practice… and more fun!

Over his 41-year banking career, he served in commercial lending and senior credit management positions with Omaha-area community banks. Wear retired as a Senior Analyst in the Credit RiskAdministration department of First National Bank of Omaha, a $31B regional community bank,specializing in underwriting large commercial real estate projects throughout the country. Inaddition, he developed curriculum and conducted multi-tier training programs in credit analytics onan enterprise-wide basis.

Additional Information

Possible Forum Topics

  • Credit Risk – managing current economic, loan segment, and industry-specific issues and trends; learn about effective loan portfolio risk management tools and strategies for various portfolio sizes; setting lending authority levels and approval structures; alternative lending programs
  • Credit Administration – how to enhance risk identification, quantification, and mitigation; getting value from the loan review function beyond a technical/compliance check; how to develop more collaboration between lending and credit
  • Credit Culture – how to assess and recognize a shifting credit culture; industry movement from risk aversion to risk tolerance; improving competitiveness outside of pricing
  • Mergers & Acquisitions – how to better prepare for conducting loan portfolio due diligence; lessons learned from both sides; trending issues seen with recent deals
  • Board Governance and Involvement – how to better prepare new board members to the lending function; improving board reporting and use of committees
  • Team Building – how to better obtain and develop your bench strength in the lending functions; how to better protect key client relationships
Fees

The following fees include three consecutive sessions to the forum and the program materials.

IBA member - $1,200 per person

Participation in this IBA Forum is limited to IBA member financial institutions, and nonmembers financial institutions from an eligible membership category at applicable member or non-member rates.

location

IBA Center for Professional Development
8425 Woodfield Crossing Blvd., Suite 155E
Indianapolis, IN 46240 

Association Contact

Laurie Rees, Vice President - Education & Training
Lrees@indiana.bank 
317-387-9380

Cancellation Policy

Due to our commitments, the price is inclusive of all three sessions. A full refund for the 3-session forum will be given for cancellations received prior to the first session. Any registrant who does not cancel before the first session will be billed the full registration fee and sent the materials. Substitutions are welcome at no additional charge. It is the registrant's responsibility to find a substitute if unable to make a session.