Nov 30, 2026 to Dec 3, 2026
Bankers demand a strong return on education, “ROE,” in terms of dollars, time, & effort spent. You can count on the Midwest Agricultural Banking School to provide:
The Curriculum
The curriculum for the Midwest Agricultural Banking School is designed to provide you with the practical aspects of agricultural credit & finance, farm management, marketing & related subjects. The development and implementation of this curriculum has involved literally hundreds of bankers and has resulted in a nationwide system of quality banker education.
The 2026 Midwest Agricultural Banking School delivers a solid foundation in agricultural credit principles and the most timely topics of the day, all with a minimum investment of time and money!
Monday, November 30
8:20 am Introduction and Financial Stages in a Farmer’s Life: Effects on Credit Analysis
9:30 am Agribusiness Management Simulation
10:30 am Cash Flow Statement for Simulation (Projected)
11:00 am Game Decision #1
12:00 pm Deal Team Approach Panel + Lunch
2:00 pm Agricultural Balance Sheets
2:20 pm Balance Sheet Exercise
3:00 pm Deferred Taxes
3:10 pm Deferred Taxes Exercise
3:30 pm Cash Flow Statement for Simulation (Actual)
3:50 pm Return and Discuss Results for Decision #1
4:00 pm Game Decision #2 & Prepare Projected Cash Flow Statement
5:00 pm Social Event
Evening Dinner: On Your Own
Tuesday, December 1
8:00 am Income Statement: Introduction
8:20 am Income Statement Exercise
9:00 am Statement of Owner Equity: Introduction
9:15 am Statement of Owner Equity Exercise
9:40 am Answers to Statement of Owner Equity
Exercise
10:00 am Breakeven: Introduction
10:30 am Breakeven: Simulation
11:00 am Return and Discuss Results for Decision #2;
Prepare Breakeven for Quarter 2; Make Decision #3
12:00 pm Stories from the Trenches Panel + Lunch
2:00 pm Cash Flow Statement: Introduction
2:15 pm Cash Flow Statement Exercise
3:00 pm Profitability Analysis System for Simulation
3:30 pm Profitability Analysis Exercise
4:00 pm Return and Discuss Results for Decision #3; Make
Decision #4
Evening Dinner: On Your Own
Wednesday, December 2
8:00 am Collecting Data, Calculating Financial Ratios & Using
Comparative Data: Worksheets #1 & #2
8:20 am Financial Ratios Exercise: Worksheet #1
8:35 am Financial Ratios Exercise: Worksheet #2
9:10 am Repayment Capacity
9:30 am Repayment Capacity Exercise: Worksheet #3
10:00 am Profitability Analysis System: Introduction &
Worksheet #4
10:15 am Profitability Analysis Exercise: Worksheet #4
10:40 am Answers to Exercise 10: Worksheet #4
11:00 am Return and Discuss Results for Decision #4;
Profitability Analysis System for Quarter 4; Make Decision #5
12:00 pm Lunch
1:00 pm Preparation for Team Presentations
2:00 pm Team Presentations
3:00 pm Return Results for Decision #5 & Make Decision #6
4:00 pm Exam
4:30 pm Answers to Exercise 1; Return & Discuss Decision #6;
Game Summary & Awards
4:45 pm School Picture
Evening Dinner: On Your Own
Background
The Agricultural Banking School will hold its 53nd annual session on November 30 - December 3. The 2026 Agricultural Clinic will be held on December 3, 2026. Co-sponsored by the Indiana, Illinois, Kentucky, Ohio & Michigan bankers associations,This school is designed to further enhance the education of bankers in the field of agricultural finance.
Classroom work features practical aspects of agricultural credit and finance, farm management, marketing, and case studies.
Requirements and Regulations
Participants are expected to attend all sessions. Absences may be excused only because of illness, catastrophe, or extenuating circumstances, based upon a written statement submitted to and approved by the school trustees.
Certificate of Completion
Students who successfully complete the program will be presented with a graduation certificate.
Indiana/Ohio/Kentucky/Michigan and Illinois Banking Association Members
$1295 School
$895 Commuter
100% surcharge is applied to Non-Members.
Tuition fees are $1295 for co-sponsoring association members. These fees include room and board on Monday, Tuesday & Wednesday and all instructional materials. Member commuter rate is available for $895.Tuition must accompany the official application.
Participation in IBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non-member rates.
The Fundamentals of Midwest Agriculture will begin at 8:30 am and the Agriculture Financial Statements will begin at 1:15 pm. Registration & Social Hour will be held Monday, Dec. 2 from 5:00 pm - 6:15 pm in the lobby at the Hampton Inn and Suites - West Lafayette. Concluding the social hour the students will then attend a dinner followed by a short program at the hotel. Classes Monday through Wednesday will be held at Purdue University (Krannert Building, Room 758). Thursday, December 5 class will be held at the Beck Agricultural Center. The graduation ceremony will take place during lunch.
For additional Information, please contact:
Molly Gibbs, Assistant Vice President - Education & Training
MGibbs@indiana.bank
Susan Clark, Professional Development Coordinator
SClark@indiana.bank
Silvia Regalado, Professional Development Coordinator
SRegalado@indiana.bank
Any applicant withdrawing from the school before November 13, 2026, will receive a refund minus a $100 cancellation fee. Any applicant cancelling after November 13, 2026, or failing to appear at the school will forfeit the entire registration fee. Extenuating circumstances will be considered on a per-person basis by the trustees of the school. Requests for refunds due to extenuating circumstances must be submitted in writing.