Agenda

Monday, July 14th, 2025
90 minutes
11:00 am EDT

One $15,000 cash deposit into one individually owned checking account – a CTR you could file in your sleep. But what if cash is delivered by an armored car service on behalf of an accountholder? What if cash is deposited into multiple accounts with the same beneficial owner? What if an individual conducts multiple cash deposits and withdrawals from both individually and jointly owned accounts? What about depositing cash into an estate account? How many Part 1s are needed for these CTRs? Which boxes get checked and when?

This session will review best practices for obtaining the required CTR information from accountholders and completing each of the 57 fields on the form. It will walk through several examples, including those tricky transactions for joint accounts, fiduciaries, and trusts. Each scenario will be covered line-by-line to demonstrate how to properly complete each CTR data field and avoid common mistakes. Don’t miss this jam-packed session!

Topics

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

• Detail the requirements for each field on the Currency Transaction Report (CTR)
• Properly complete CTRs for sole proprietorships, legal entities, and other account ownership types
• Explain the importance of providing all the information your institution has on file
• Distinguish when to select “Shared Branching”, “Multiple Transactions”, or “Aggregate Transactions”
• Avoid common CTR reporting errors
• Use provided checklist to review CTRs for accuracy
• Understand situations where CTRs may lead to SARs

TAKE-AWAY TOOLKIT:

• Sample CTR procedures
• Sample CTR scenarios for review and training
• Audit checklist for reviewing correct CTR completion
• Cheat sheet to avoid CTR errors
• Employee training log
• Interactive quiz
• PDF of slides and speaker’s contact info for follow-up questions
• Attendance certificate provided to self-report CE credits

Speaker(s)

Dawn Kincaid began her banking career while attending The Ohio State University.  She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance.  Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized the implementation of new products and services.  

Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer.  She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.

Fees

$279.00

Available Upgrades

• On-Demand $279.00 per person
• Live Access + On-Demand $379.00 per person

Association Contact

Elizabeth DeHaven
Education Manager
o: 317-387-9380 
d: 317-333-7169
edehaven@indiana.bank