Agenda

Oct 6, 2026
11:00 am - 12:30 pm EST

Required notices help applicants understand what additional information or documentation is needed to complete an application or the specific reasons a credit request was declined. Two federal laws govern these notification requirements: the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA). Understanding when each law applies is essential for ensuring compliance and effectively managing the loan application process. During this webinar, you will learn the notification requirements for both consumer and business credit applications, identify when ECOA and FCRA requirements apply, and recognize common notification errors cited by regulators so they can be avoided.

Topics

KEY WEBINAR TAKEAWAYS:

• Actions and decisions that trigger adverse action notification
• Who must receive an adverse action notice and when notification is required
• When FCRA requirements must be included in consumer denial notices
• Notification requirements when credit terms are changed for an existing borrower

Speaker(s)

Molly Stull
Brode Consulting Services, Inc.

Molly launched her banking career as a teller while earning her undergraduate degree—an unexpected start that sparked a lifelong journey in the financial industry. Over the years, she’s held leadership roles, guided de novo institutions from inception, and helped organizations navigate enforcement actions. Since 2015, Molly has energized banks, credit unions, associations, and state leagues nationwide with dynamic training sessions. She also provides regulatory compliance reviews and BSA/AML audits with a practical, solutions-focused approach. Molly believes that when employees understand the “why” behind processes, they execute with precision and purpose. She holds a bachelor’s degree from the University of Akron and an MBA from Ashland University.

Fees

Live Webinar - $279

• Unlimited connections for your institution
• Available on desktop, mobile & tablet
• Take-away toolkit
• Presenter’s contact info for questions

On-Demand Webinar - $279

• Unlimited & shareable access starting two business days after live stream
• Available on desktop, mobile & tablet devices 24/7
• Take-away toolkit
• Ability to download webinar video
• Presenter's contact info for questions

Live + On-Demand - $379

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

Association Contact