Feb 4, 2026
How Many Ways Can You Say “No” or “Maybe” without Getting in Trouble? (Hint: It’s more than you think. And yes, regulators are keeping score.)
February 4, 2026
2:30 pm - 5:00 pm EST
Join us for a 2.5-hour workshop built just for community bankers who juggle “no’s,” “not yets,” and “maybe with more collateral” while at the same time remaining compliant with Regulation B/ Equal Credit Opportunity Act (ECOA), and Regulation V/ Fair Credit Reporting Act (FCRA). We’ll unpack the what, why, and how behind Adverse Action compliance to prepare you for sustainable compliance and your next audit.
What You'll Learn
Lauren Sparks
With a career spanning 40+ years as a community banker and banking regulatory and risk management consultant, Lauren Sparks is an accomplished advocate for community banks and women’s financial services leadership. In her early banking career, Ms. Sparks held positions that ranged from teller to Investment Officer, Loan Officer, and Cashier. Ms. Sparks moved to bank consulting firms at a local level, and then to a national level where as a Director she specialized in troubled banks and fintech. In 2009, Ms. Sparks formed 3PR, Inc., a woman-owned consulting firm specializing in community banks and financial institutions. 3PR serves more than 40 community banks at any given time and has had experience as a preferred vendor for one of the world’s largest software providers.
Ms. Sparks edited the Reference Guide for Regulatory Compliance Manual for the American Bankers’ Association for 10 years. Ms. Sparks is a founder of the Houston chapter of the Association of Certified Anti-Money Laundering Association (ACAMS) and is a Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), and an Accredited ACH Processional (AAP).
Who Should Attend?
Anyone who deals with the “no” process: Loan officers, processors, compliance officers, auditors, and anyone who’s ever wondered, “Is this denial notice really complete?”
Live Webinar - $450.00
Available Upgrades
**100% surcharge applied to non-members.
Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank