Oct 9, 2025
Even in this age of dynamic regulatory change and uncertainty, it is important to remember that property valuations must not be influenced by bias on the part of the appraiser (or algorithm in the case of an automated model). This reality is no less important to regulators even with a seeming pullback in regulatory enforcement. The risk continues to be real.
October 9, 2025
11:00am - 1:00pm EST
There has been much written about bias in the property valuation industry, and it has become clear that mortgage lenders must take steps to ensure the appraisals (and AVMs) they use in lending decisions are not subject to bias.
Last year, the regulatory agencies, as well as HUD, FHFA, and Fannie Mae and Freddie Mac, issued their Final Interagency Guidance on ROVs, which creates clear expectations on mortgage lenders to formulate and execute programs to provide customers with access to ROV requests, as well as how to handle them once received. Final regulations were issued regarding AVMs as well to ensure they are not subject to conflict or bias.
There are a number of disclosure requirements that go along with this, as a means to notify customers that they have the ability contest an appraisal if they wish. Then, what do you do if the appraisal is in fact fatally flawed? Should (or can) you order a new one? What about charging the borrower a fee for that second one? Doesn’t that fly in the face of appraiser independence?
In this webinar, we’ll address all these important questions, as well as provide practical advice on how to incorporate this critical new requirement into your lending program.
What You'll Learn
Carl Pry
Asurity Advisors
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Senior Advisor for Asurity Advisors in Washington, DC. Through his more than 35-year working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves as the Chair of the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.
Who Should Attend?
This session is ideal for real estate lenders, compliance officers, auditors, underwriters, appraisers (in-house or external), closing agents, management, and anyone else involved in the real estate or residential lending process with a need to understand the current state of appraisal regulation and requirements.
Live Webinar - $299.00
Available Upgrades
**100% surcharge applied to non-members.
Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank