Agenda

April 6, 2026
11:00 am - 12:30 pm EST

Checks have a limited time frame to return and there is no extended return window for fraudulent checks or other exception items. So, what do you do if a check is past the point of return? Join us to find out how to handle exception items after the return window has passed. During this webinar, we will define the time frame for returns and certain adjustment types. We’ll also look at how the Uniform Commercial Code (UCC) warranties come into play including the warranties that a Depositary Financial Institution makes to a Paying Financial Institution and how the breach of warranty process works. Together, we will work through fraudulent check scenarios to determine if a check can be returned or adjusted, or if a breach of warranty claim can be filed.

Topics

KEY WEBINAR TAKEAWAYS:

• Time frames for returns, adjustments, and breach of warranty check claims
• Warranties that a depositary institution makes to a paying institution
• Determining the appropriate action to take when a check is past the point of return

This course is eligible for 1.8 AAP/APRP credits

Speaker(s)

Marcy Cauthon
EPCOR

Marcy Cauthon joined EPCOR in 2011. She is the Senior Director of On-Demand Education at EPCOR, where she leads the National Check Payments Certification Prep Program. With 30 years of experience in the financial industry, including extensive work in financial institution operations, Marcy brings deep expertise to her educational initiatives. She earned her AAP and NCP accreditations in 2011, APRP in 2018, and AFPP in 2025. Marcy also represents EPCOR members on the ECCHO Operations Committee, NCP Editorial Board, and Nacha’s Payments Innovation Alliance.

Fees

Live Webinar - $279

• Unlimited connections for your institution
• Available on desktop, mobile & tablet
• Take-away toolkit
• Presenter’s contact info for questions

On-Demand Webinar - $279

• Unlimited & shareable access starting two business days after live stream
• Available on desktop, mobile & tablet devices 24/7
• Take-away toolkit
• Ability to download webinar video
• Presenter's contact info for questions

Live + On-Demand - $379

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

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