Commercial Lending: Risks, Rewards, Controls & Common Mistakes

Live Webinar: 90 Minutes

This webinar will remind lenders of their role as arbiters of risk in supporting the economy while making safe and sound loans in compliance with regulatory requirements. Join us for a discussion of the risks, rewards, control factors, and common mistakes made when underwriting commercial loans.

Interest and fee income from commercial loans represent the primary source of revenue for all financial institutions. Therefore, thorough credit analysis is paramount before commercial loan decisions are made. Commercial lending is also one of the primary reasons financial institutions exist. The continued flow of capital from financial institutions into the economy in the form of loans drives the national and local economies. Regulators understand the importance of commercial lending and encourage institutions to support individuals and small businesses through the extension of loans to creditworthy borrowers. This is proven by the interagency guidance issued during the height of the worldwide pandemic.

Agenda

July 24th, 2024
Webinar begins - 11:00 AM EST

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

Know the nine steps in the commercial lending process financial institutions should follow to obtain the desired type of borrower
Understand the unique risks involved in commercial lending not found in other forms of lending
Explain the significance of commercial lending and how it can benefit all financial institutions
Ascertain the impact of commercial lending on the national, state, and local economies and why regulators encourage financial institutions to support individuals and small companies
Avoid common mistakes lenders make during the underwriting and decision-making processes of commercial loans

Topics

TAKE-AWAY TOOLKIT:

Nine steps in the commercial lending process
Seven habits of effective credit administration
Common mistakes made during the credit underwriting process
Employee training log
Interactive quiz
PDF of slides and speaker’s contact info for follow-up questions
Attendance certificate provided to self-report CE credits

Speaker

Jeffery W. Johnson
BANKERS INSIGHT GROUP, LLC

Additional Information

WHO SHOULD ATTEND?
This informative session is designed for credit analysts, branch managers, consumer lenders, commercial lenders, loan review personnel, senior loan officers, senior credit officers, and credit administration personnel.

Fees

Live : $510.00
OnDemand: $510.00
Live + OnDemand: $750.00

Association Contact

AyZha Hazelwood, Education Meeting Coordinator
Ahazelwood@indiana.bank
317-387-9380