Agenda

January 22, 2026
10:00 am - 5:00 pm EST

After what has seemed like an endless series of fits and starts, including the issuance of a Final Rule (that was later revoked), the OCC, Federal Reserve, and FDIC finally issued their long-awaited amendments to the Community Reinvestment Act (CRA) regulations. And now they’ve been pulled back by the agencies, with a return to the “1995 regulations.” What is old is new again. We’re right back to where we were before these new regulations came about. Banking has come a long way since 1977, when the original CRA regulations were issued. We’ve seen the evolution into digital products and services, the incredible new array of products and services, and major changes in the way those products are delivered. But the core concepts of the CRA remain: institutions are evaluated on their performance within their communities, particularly on the lending side, with a particular focus on Low- and Moderate-Income (LMI) areas within its assessment area. Institutions’ compliance responsibilities continue to be divided into three distinct categories, depending on asset size: small, intermediate small, and large. In this all-day streaming session, we’ll go over the details of the rules as they stand now. What is necessary to achieve an Outstanding (or Satisfactory) rating? We’ll be living with these current CRA regulations for at least a few more years, so it’s important to understand what it takes to succeed today, as well as plan for the future.

Topics

What You'll Learn

• Listing CRA-eligible activities: what are these?
• Clarity with “community development?”
• New asset-size thresholds: what are the responsibilities within each of these tiers?
• Small institution standards: almost entirely lending-based
• Intermediate small standards: lending-focused with a little bit more
• Large institution standards: lending, investment, and service tests
• Strategic plan option
• Community development resources and definitions
• Keys to managing the CRA exam process

Speaker(s)

Carl Pry, CRCM, CRP
Senior Advisor

Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Senior Advisor for Asurity Advisors in Washington, DC. Through his more than 35-year working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves as the Chair of the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.

Fees

Live Webinar - $849.00

• 12 months of OnDemand playback access

Available Upgrades

• Additional Live Access - $250.00 per person

**100% surcharge applied to non-members.

Association Contact

Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank