ECOA Small Business Lending Data Collection

Date:

Mar 12, 2024

Although there have been delays and court cases, the Small Business Lending Data Collection Requirements Section 1071 data collection requirements will come, sooner or later. Now is not the time to put the brakes on your Section 1071 planning efforts! Come see what Section 1071 is all about.

Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) amends the Equal Credit Opportunity Act (ECOA) with respect to collecting and reporting certain data on small business credit applications, including those that are minority-owned and women-owned. It also calls for safeguarding that data, shielding it from certain persons within your loan process, recordkeeping requirements and more. Preparing to comply with this Rule will require a lot of planning, training and procedural updates within your institution.

Jerod Moyer will bring you plain English solutions!