Fair Lending Audits & Risk Assessments

Date:

Jul 2, 2025

Register

Everyone deserves equal access to credit without discrimination.

Do you know how to perform a periodic risk assessment to identify potential fair lending risks? Discover how to develop an audit plan to analyze lending data to determine compliance with fair lending anti-discrimination provisions. Awareness, monitoring, and audits can lessen the possibility of adverse issues arising at your institution.

Agenda

Wednesday, July 2nd, 2025
90 minutes
11:00 am EDT

This program will dive into recently identified fair lending concerns and explain the types of lending discrimination to ensure your team is able to identify and prevent potential issues. It will include a section on redlining, appraisal discrimination, use of artificial intelligence, reconsideration of value, and disability discrimination – all of which are critical areas to include in the scope of a fair lending audit.

Participants will receive checklists and tools to assist in conducting a fair lending audit. If you are making and servicing loans, performing a fair lending risk assessment and conducting an audit are best practices to ensure borrowers are treated fairly and your institution is complying.

Topics

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Prepare a fair lending risk assessment
  • Describe redlining actions that resulted in enforcement action
  • Conduct a fair lending audit
  • Explain possible areas of discrimination when using artificial intelligence
  • Identify areas to monitor for disability discrimination
  • Self-identify potential discrimination concerns related to lending policies and procedures

TAKE-AWAY TOOLKIT:

  • Fair lending references
  • Sample audit request list
  • Sample fair lending risk assessment
  • Sample fair lending policy
  • Examples of fair lending violations
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits
Speaker(s)

Molly Stull began her career as a teller while working on her undergraduate degree and has continued working in the financial industry ever since. She has experienced the growth of a hometown bank, branch mergers, charter changes, name changes, etc. Molly has activated business resumption plans, performed secondary market quality control reviews, processed wires, filed SARs, and coordinated reviews with external auditors and examiners. Her favorite role has always been educating staff and strongly believes that if staff understands the reason for a process they will be more compelled to follow the procedures. Molly holds a bachelor’s from the University of Akron and an MBA from Ashland University.

Additional Information

Who Should Attend?

This informative session is designed for those responsible for reviewing and assessing fair lending risks, including auditors, risk officers, compliance officers, and loan managers responsible for lending program oversight.

Fees

$279.00

Available Upgrades

  • On-Demand $279.00 per person
  • Live Access + On-Demand $379.00 per person
Association Contact

Elizabeth DeHaven
Education Manager
o: 317-387-9380 
d: 317-333-7169
edehaven@indiana.bank