Agenda

Oct 20, 2026
11:00 am - 12:30 pm EST

Artificial intelligence is rapidly transforming the lending process, helping financial institutions improve efficiency, consistency, and speed. But as AI and machine learning become more deeply integrated into credit underwriting, pricing, and decision-making, they also introduce new fair lending risks that regulators and litigators are watching closely. Even when institutions do not intentionally discriminate, algorithms trained on historical data or designed without appropriate oversight can produce unintended disparate impacts and create significant compliance, reputation, and legal exposure. Whether your institution develops AI internally or relies on third-party fintech solutions, this session will provide practical strategies to innovate responsibly while maintaining fair, transparent, and defensible lending practices.

Topics

KEY WEBINAR TAKEAWAYS:

• How AI and machine learning can unintentionally create fair lending risks
• Governance, testing, and monitoring practices that reduce algorithmic bias
• Examiner expectations for AI oversight, documentation, and model risk management
• Practical strategies for using AI responsibly while protecting consumers

Speaker(s)

David A. Reed, JD
Reed & Jolly, PLLC

Attorney, author, consultant, and nationally recognized trainer, David Reed is a partner in the law firm of Reed & Jolly, PLLC. He provides guidance to financial institutions on establishment and revision of policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters, and corporate governance. His engaging speaking style has made him a nationwide lecturer on regulatory compliance, consumer lending, bankruptcy, and collections.

A former trial attorney and vice president and general counsel of a large regional financial institution, David is also a Certified Fraud Examiner. He is particularly known as an expert in the areas of operations, bankruptcy, and collections. He has trained state and federal examination staff on numerous issues, including BSA, ID theft red flags, SAFE Act, third-party contract management, and bankruptcy.

Fees

Live Webinar - $279

• Unlimited connections for your institution
• Available on desktop, mobile & tablet
• Take-away toolkit
• Presenter’s contact info for questions

On-Demand Webinar - $279

• Unlimited & shareable access starting two business days after live stream
• Available on desktop, mobile & tablet devices 24/7
• Take-away toolkit
• Ability to download webinar video
• Presenter's contact info for questions

Live + On-Demand - $379

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

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