Jun 14, 2024
This course addresses financial statements the way a branch banker would in the process of his or her work
We will cover how to skeptically review all of the major accounts in the balance sheet, income statement and statement of cash flows, as well as how to analyze trends in the major accounts.
June 14th, 2024
11:00 am - 12:30 pm EST
Calculate and analyze liquidity and leverage ratios
Calculate and analyze key profitability measures, including the gross profit margin, operating profit margin, and net profit margin
Calculate profit to payment obligations by calculating debt coverage ratios
Calculate and analyze receivable, inventory, and payable turnover ratios
How to analyze funds flow, cash flow, and net income
How to mitigate the risks found in the numbers
How to evaluate industry risk including strategic plans and market share
Who Should Attend
Commercial lenders, credit analysts, small business lenders, middle market lenders, private bankers; loan review specialists, special assets officers, lending managers, and credit officers.
An authority on financial and credit risk, Mr. Carlin is a Managing Partner at Eensight. He has worked with major banks, insurance companies and regulatory agencies over the last twenty years, designing and teaching financial topics including: basic, intermediate and advanced credit and financial statement analysis, business lending for branch bankers, accounting for bankers, basic intermediate and advanced cash flow analysis, loan structuring, consumer lending and trade finance. His audiences include business bankers, recent graduates going through the organizations basic credit training program, senior management personnel who need to know the basics of accounting and financial statement analysis, middle market lenders with many years of experience and regulatory agency personnel.
Available Upgrades
AyZha Hazelwood, Education Meeting Coordinator
Ahazelwood@indiana.bank
317-387-9380