Jun 2, 2026
An all-day streaming program offering an in-depth exploration of flood insurance compliance issues, best practices, and regulatory recommendations. This session examines even the most complex and often overlooked areas of flood compliance including questions that may not have definitive answers.
June 2, 2026
9:00 am - 4:00 pm EST
Compliance with flood insurance regulations should be straightforward: determine where the structure is located (assuming it is insurable) and, if it lies within a designated flood zone, require flood insurance. Simple—right? If so, why do financial institutions continue to face so many violations and costly penalties?
The reality is that flood insurance compliance, while seemingly simple, is filled with complexities. Compounding the challenge, flood insurance regulations are among the few regulatory areas that mandate the assessment of civil money penalties when a pattern or practice of violations is identified.
Although the rules have been in place since 1996 (and the statutory framework even longer), examiners continue to cite numerous violations and fines. Flood insurance remains one of regulators’ principal areas of focus. Over the years, statutory changes and regulatory clarifications have further evolved the requirements. Fortunately, detailed Interagency Questions and Answers now provide guidance on many of these changes—but significant compliance challenges still remain.
In this full-day streaming event, we will focus on the most critical and problematic flood insurance issues, including:
Special attention will be given to the issues that most often cause problems for lenders and those that are frequently cited by regulators as sources of violations and penalties.
Participants will also receive links to numerous helpful resources. Come prepared with your questions—this program is designed to help you fully understand the intricacies of flood insurance regulations and ensure your policies and procedures are accurate, compliant, and up to date.
What You'll Learn:
What flood insurance rules actually cover, including the distinction between “covered loans” and “designated loans”
Key topics include:
By the end of this session, you’ll be better equipped to interpret flood insurance rules confidently and apply them accurately across a wide range of lending scenarios.
This session provides a comprehensive overview of flood insurance requirements and how they apply in real‑world lending scenarios. You will gain clarity on complex rules, common misconceptions, and practical decision‑making.
Carl Pry
CRCM & CRP
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Senior Advisor for Asurity Advisors in Washington, DC. Through his more than 35-year working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves as the Chair of the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.
WHO SHOULD ATTEND?
Anyone within your institution who has responsibility for flood insurance compliance and needs a clear understanding of the complex rules, requirements, and interpretations that govern flood insurance regulations.
Live Webinar - $849.00
Available Upgrades
**100% surcharge applied to non-members.
| Susan Clark | Silvia Regalado | |
| Professional Development Coordinator | Professional Development Coordinator | |
| o: 317-387-9380 | o: 317-387-9380 | |
| d: 317-333-7169 | d: 317-333-7170 | |
| sclark@indiana.bank | sregalado@indiana.bank |