Feb 9, 2026
This webinar will cover the basics of consumer lending, including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five C’s of credit: capacity, capital, collateral, conditions, and character.
February 9, 2026
2:30 pm - 4:00 pm EST
The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the consumer lending process. An “auto loan,” “RV loan,” and “home equity line of credit” (HELOC) will be utilized as examples throughout the session. Additionally, the basics of consumer loan compliance will be provided, including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting. The institution’s consumer lending function will be illustrated through case studies.
What You'll Learn
David L. Osburn
Osburn & Associates, LLC
David L. Osburn is the founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues.
His extensive professional background of over 30 years encompasses 24 years as a Business Trainer/ Contract CFO and 16 years as a Bank Commercial Lender including the position of Vice President/Senior Banking Officer. His banking credentials include loan underwriting, loan “work-out”, management, and business development.
Mr. Osburn has been an adjunct college professor for over 30 years teaching Accounting, Economics, Finance, Banking, Marketing, Management, and Business Law.
Who Should Attend?
This session is ideal for consumer lenders, loan documentation specialists, private bankers, business development officers, branch managers, and financial service representatives.
Live Webinar - $299.00
Available Upgrades
**100% surcharge applied to non-members.
Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank