Agenda

Nov 18, 2026
3:00 pm - 4:30 pm EST

The new auto loan interest deduction is already impacting financial institutions, but two important pieces remain unfinished: the regulation is still proposed, and the final version of IRS Form 1098-VLI has not yet been released. That does not mean financial institutions should wait.

The December 2025 proposed regulation and subsequent guidance provide significant clarification on refinances, ancillary products, qualifying indebtedness, personal use, vehicle eligibility, and lender reporting. Importantly, taxpayers and interest recipients may rely on the proposed regulations before they are finalized if they follow them in their entirety and consistently.

The draft Form 1098-VLI provides an important roadmap for implementation. Institutions should be using it now to identify required data, map information across lending and core systems, address missing data, develop procedures, and begin testing their reporting processes. Institutions must also prepare for the IRS Information Returns Intake System (IRIS), which will become the electronic filing platform for 2026 information returns. Now is the time to determine whether your institution or a third-party vendor will handle Form 1098-VLI filing and make sure the necessary data and reporting processes are ready. Join this session to build your year-end action plan and leave knowing what your teams need to do now to avoid a last-minute reporting scramble.

Topics

KEY WEBINAR TAKEAWAYS:

• Latest from the IRS on refinances, ancillary products, vehicle eligibility, and lender reporting
• How to rely on the proposed regulation while preparing for final rules
• Draft Form 1098-VLI required data elements and the new IRIS filing requirements

Speaker(s)

David A. Reed, JD
Reed & Jolly, PLLC

Attorney, author, consultant, and nationally recognized trainer, David Reed is a partner in the law firm of Reed & Jolly, PLLC. He provides guidance to financial institutions on establishment and revision of policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters, and corporate governance. His engaging speaking style has made him a nationwide lecturer on regulatory compliance, consumer lending, bankruptcy, and collections.

A former trial attorney and vice president and general counsel of a large regional financial institution, David is also a Certified Fraud Examiner. He is particularly known as an expert in the areas of operations, bankruptcy, and collections. He has trained state and federal examination staff on numerous issues, including BSA, ID theft red flags, SAFE Act, third-party contract management, and bankruptcy.

Fees

Live Webinar - $279

• Unlimited connections for your institution
• Available on desktop, mobile & tablet
• Take-away toolkit
• Presenter’s contact info for questions

On-Demand Webinar - $279

• Unlimited & shareable access starting two business days after live stream
• Available on desktop, mobile & tablet devices 24/7
• Take-away toolkit
• Ability to download webinar video
• Presenter's contact info for questions

Live + On-Demand - $379

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

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