Mar 31, 2026
Join us for an exploration of the OCC’s landmark proposed rules implementing the GENIUS Act, a comprehensive new federal framework for payment stablecoin issuance and oversight. We will break down the critical mandates on reserve assets, redemption standards, and the new prohibitions that will reshape the digital asset landscape.
March 31, 2026
2:30 pm - 4:00 pm EST
The Office of the Comptroller of the Currency (OCC) has officially moved to standardize the federal oversight of payment stablecoins through the implementation of the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act . This session provides a detailed breakdown of the proposed regulations that establish strict operational guardrails for national banks, federal savings associations, and nonbank entities seeking federal qualification. We will examine how these rules prioritize financial stability by mandating high-quality liquid reserves and ensuring that holders have guaranteed, timely access to their funds.
We will also dive into the complex regulatory implications for issuers, including the total prohibition on paying yield or interest to stablecoin holders and the requirement for an "Operational Backstop" to protect against business disruptions. As the industry transitions from state-level patchwork to a unified federal regime, this webinar will provide the clarity needed for compliance officers, legal counsel, and fintech innovators to navigate the 60-day public comment period and beyond.
What You'll Learn
The "Payment Stablecoin" Definition: Understand exactly which digital assets fall under the OCC’s new jurisdiction and the specific exclusions for traditional deposits and securities.
Reserve Asset Mandates: A deep dive into the strict 1:1 backing requirement and the exclusive list of eligible high-quality liquid assets, such as short-term U.S. Treasuries.
Timely Redemption Requirements: Clarification on the federal obligation for issuers to redeem tokens for fixed monetary value within a two-business-day window.
Yield Prohibitions and Evasion Safeguards: Why the OCC is banning the payment of interest to holders and how the "rebuttable presumption" applies to affiliate arrangements.
Capital Floor and Operational Backstops: An overview of the $5 million minimum capital floor for new issuers and the requirement to hold 12 months of operating expenses in reserve.
The Path to Federal Qualification: The step-by-step application process for nonbank entities and the mandatory transition for state issuers exceeding $10 billion in outstanding value.
Marcia Malzahn
Founder and President of Crowning Achievements International
Marcia (“Marci”) Malzahn is the founder and inspirational keynote speaker at Crowning Achievements International—inspiring and educating emerging leaders in the financial services industry. She is also the president and founder of Malzahn Strategic providing management consulting services to community financial institutions. Marci has 30 years of banking experience, ten of those years as the EVP/CFO/COO of a community bank she co-founded.
Marci speaks frequently at industry conferences and association events as well as leadership and women’s conferences; is a published author of five books, and the recipient of several professional awards. As a Certified Virtual Presenter, Marci also provides online and onsite training for financial institutions. Marci is a certified life coach and Certified Community Bank Director. She holds a B.A. in Business Management from Bethel University and is a graduate and faculty of the Graduate School of Banking in Madison, Wisconsin.
Who Should Attend?
Live Webinar - $299.00
Available Upgrades
**100% surcharge applied to non-members.
| Susan Clark | Silvia Regalado | |
| Professional Development Coordinator | Professional Development Coordinator | |
| o: 317-387-9380 | o: 317-387-9380 | |
| d: 317-333-7169 | d: 317-333-7170 | |
| sclark@indiana.bank | sregalado@indiana.bank |