Agenda

Jul 23, 2026
11:00 am - 12:30 pm EST

Turn raw numbers into actionable insights. In this session, participants will learn how to analyze financial statements with greater confidence and better judgment. We will focus on identifying trends, weaknesses, and red flags before they become larger credit issues, while sharpening cash-flow analysis and strengthening credit write-ups. Built for commercial lending professionals working with CRE, C&I, and agricultural borrowers, this webinar will help analysts produce more insightful analysis, make better recommendations, and support smarter credit decisions.

Topics

KEY WEBINAR TAKEAWAYS:

• Reading between the lines of borrower financial statements to identify meaningful trends, weaknesses, and emerging red flags
• How to strengthen cash-flow analysis by moving beyond surface-level ratios to better assess repayment capacity and financial performance
• Interpretation of CRE, C&I, and agricultural borrower financial information in a practical commercial lending context
• Producing stronger, better-supported credit write-ups that lead to smarter recommendations and faster decision-making

This webinar is part of the Commercial Credit Analyst Series

Speaker(s)

Robert L. Viering
RiverPointUSA LLC & RegVizion LLC

Bob is the principal of RiverPointUSA LLC, a national consulting and training firm dedicated to helping community banks and credit unions strengthen credit risk management, strategic planning, and sustainable growth. With over 40 years of experience in commercial banking, Bob brings expertise in C&I, CRE, and agricultural lending, as well as portfolio management, stress testing, CECL, liquidity, and capital planning.

Bob’s career includes roles as a de novo bank founder, CEO, Chief Lending Officer, regional credit officer, board member, and audit committee member. He has also served as an expert witness in state and federal courts. Bob is a past board member of state and national banking associations and a frequent speaker on banking topics across the country.

In addition to his work at RiverPointUSA, Bob co-founded RegVizion LLC, which develops AI-driven credit tools. Bob is also a founder of RegVizion LLC, developing AI-driven credit tools, and actively serves on the board of the Chicago Chapter of ProSight (formerly RMA) and is a member of their national Chapter Advisory Group.

Fees

Live Webinar - $279

• Unlimited connections for your institution
• Available on desktop, mobile & tablet
• Take-away toolkit
• Presenter’s contact info for questions

On-Demand Webinar - $279

• Unlimited & shareable access starting two business days after live stream
• Available on desktop, mobile & tablet devices 24/7
• Take-away toolkit
• Ability to download webinar video
• Presenter's contact info for questions

Live + On-Demand - $379

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

Association Contact