New IRS Auto Loan Rules Effective January 31, 2026: Vehicle Qualification & Interest Reporting Details

Date:

Dec 15, 2025

Financial institutions must act quickly to meet the IRS reporting deadlines under the One Big Beautiful Bill Act.

Lenders are now responsible for confirming qualified passenger vehicle status, issuing correct borrower interest statements, and maintaining proof of compliance. Errors in reporting could result in penalties and borrower confusion. Join this session to gain the tools and templates needed for IRS-compliant vehicle loan reporting and borrower education.