Opening Business Accounts- Beneficial Ownership Update

Date:

Mar 12, 2024

There are many types of business accounts with many different ways to do business today. It can be challenging to determine who is authorized to open, close, and transact business when dealing with so many business entities. In addition to opening accounts in person for businesses, we now have businesses banking online, use of debit cards, and remote deposit. Because of these multiple entities and various approaches to opening accounts, numerous questions arise. How do we set up these accounts and then change them as the businesses change? What happens when a partner dies? What happens when the sole proprietor dies? Can you keep the same EIN if a sole proprietorship incorporates? What if the LLC members are other businesses? How do they sign? We will look at tax issues when a business is disregarded and reported in a different tax number. And the list of questions goes on.