Agenda

Friday, June 27th, 2025
11:00 am - 1:00 pm EST

Meeting timing requirements and recognizing triggering events is essential to fulfill compliance requirements for a consumer real estate loan. Not only are there numerous regulations that dictate when written notices must be provided, there are also differences based on lien position, number of applicants, and even the definition of a simple term.

In addition, some regulatory requirements are calculated on calendar days while others utilize a business day definition. Join us as we work through the consumer mortgage loan process in a sequential order from application to closing.

The assembly of a compliant loan file can be utter chaos if regulatory compliance requirements are not understood. Now is a great time to ensure that your process is well-defined, and timing requirements are understood. 

Topics

• Explain when to use business days versus calendar days in meeting compliance requirements
• Identify triggering events that determine when compliance notices are required
• Understand critical regulatory compliance timing requirements, including timing of the loan estimate and calculation of the right of rescission period
• Recognize the importance of documenting a valid change in circumstance
• Ensure electronic delivery of written notices satisfies E-SIGN Act requirements

Speaker(s)

Molly Stull began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in operations, business resumption planning, consumer compliance, and conducting audits. Her favorite role is ensuring that her audience, whether on the sports field or in the financial industry, understands the "why" behind the rule. Her wealth of financial knowledge and her numerous years of experience enable her to relate the material to the audience.

Fees

$299.00 or 1 Token

Available Upgrades

• 12 Months OnDemand Playback $120.00
• 12 Months OnDemand Playback + Digital Download $150.00
• Additional Live Access $125.00 per person

Association Contact

Brooke McCormack
Education Meeting Coordinator
bmccormack@indiana.bank
317-387-9380