Aug 8, 2025
Attend this webinar to learn how to better manage “problem loans” and protect the rights of your institution in today’s market!
August 8th, 2025
11:00am - 12:30pm EST
The webinar will begin with a review of the basics of how a commercial loan request “should be” processed to avoid a problem loan. This will include a brief review of “correct” business structure, the six elements of proper loan structure, and the four aspects of adequate loan support.
The webinar will then focus on what happens when a “good” loan turns into a “bad” loan, i.e. the market has now turned down, tenants have left, and the payments are severely delinquent. At this point in time, what should the institution do and not do? This section will address the “legal rights” of the institution and the “practical steps” that the institution should take to protect itself.
The practical steps will include the collection process, restructuring the loan, and/or proceeding against the borrower through repossession, foreclosure, filing a lawsuit to obtain a judgment, forcing the borrower into bankruptcy, or simply “walking away.” This section will also include the “outside” influence from the regulators.
The webinar concepts will be summarized through a series of mini-case studies.
What You'll Learn
David L. Osburn
Osburn & Associates, LLC
David L. Osburn is the founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues.
His extensive professional background of over 30 years encompasses 24 years as a Business Trainer/ Contract CFO and 16 years as a Bank Commercial Lender including the position of Vice President/Senior Banking Officer. His banking credentials include loan underwriting, loan “work-out”, management, and business development.
Mr. Osburn has been an adjunct college professor for over 30 years teaching Accounting, Economics, Finance, Banking, Marketing, Management, and Business Law.
Topics:
Who Should Attend?
This session is ideal for commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers.
Live Webinar - $299.00
Additional Upgrades
**100% surcharge applied to non-members.
Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank