May 4, 2026
Stress testing is not about predicting a crisis.
It ensures that your institution is prepared for one. Rising refinancing pressure, commercial real estate repricing, and margin compression are exposing new credit vulnerabilities that history alone cannot explain. In this presentation, we will explore how to construct meaningful scenarios, identify high-risk borrowers, model potential portfolio losses, and communicate results with clarity. Discover a practical framework for stress testing and leave equipped to meet regulatory expectations and board demands.
May 4, 2026
3:00 pm - 4:30 pm EST
Commercial real estate repricing, refinancing pressure, and margin compression in C&I portfolios are creating forward-looking credit risk that historical loss data alone will not capture. Although formal stress testing requirements do not apply to most community institutions, regulators expect disciplined, proportionate, and defensible frameworks — particularly where concentrations exist. More importantly, boards expect leadership to understand how adverse conditions could affect earnings and capital. This program will provide a practical roadmap for designing stress tests that matter. Participants will learn how to construct credible scenarios, identify vulnerable borrowers, model portfolio loss exposure, and clearly communicate capital impact to senior management and boards.
KEY WEBINAR TAKEAWAYS:
Robert L. Viering
Bob is the principal of RiverPointUSA LLC, a national consulting and training firm dedicated to helping community banks and credit unions strengthen credit risk management, strategic planning, and sustainable growth. With over 40 years of experience in commercial banking, Bob brings expertise in C&I, CRE, and agricultural lending, as well as portfolio management, stress testing, CECL, liquidity, and capital planning.
Bob’s career includes roles as a de novo bank founder, CEO, Chief Lending Officer, regional credit officer, board member, and audit committee member. He has also served as an expert witness in state and federal courts. Bob is a past board member of state and national banking associations and a frequent speaker on banking topics across the country.
In addition to his work at RiverPointUSA, Bob co-founded RegVizion LLC, which develops AI-driven credit tools. Bob is also a founder of RegVizion LLC, developing AI-driven credit tools, and actively serves on the board of the Chicago Chapter of ProSight (formerly RMA) and is a member of their national Chapter Advisory Group.
WHO SHOULD ATTEND?
Live Webinar - $279
On-Demand Webinar - $279
Live + On-Demand - $379
Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.
**100% surcharge applied to non-members.
| Susan Clark | Silvia Regalado | |
| Professional Development Coordinator | Professional Development Coordinator | |
| o: 317-387-9380 | o: 317-387-9380 | |
| d: 317-333-7169 | d: 317-333-7170 | |
| sclark@indiana.bank | sregalado@indiana.bank |