Mar 22, 2024
Learn the basics of evaluating tax returns and personal financial statements in this 90-minute webinar.
This basic course presents several aspects of analyzing personal financial statements and tax returns, including estimating cash flow from the personal financial statement and the tax return to determine if personal and business cash flows are sufficient to repay a loan.
Friday March 22nd, 2024
10:00 am - 12:30 pm EST
What You'll Learn
Upon completion of the course, participants will be able to:
Review the 1040 tax return and appropriate schedules to evaluate the borrower's personal cash flow
Evaluate the personal financial statement to determine if the borrower has sufficient assets to personally guarantee a loan
Strengthen the underlying asset value of your portfolio through an understanding of adjusted net worth
Illustrate the changes brought about by the new tax code
Know which sections of the tax return can be ignored
Develop strategies for predicting future cash flow
Understand the basics of corporate structure
Estimate and analyze cash flow from business tax returns including C Corporations,
S Corporations, Partnerships, Limited Liability Corporations and Limited Liability Partnerships
Evaluate K-1 information to determine cash distributions
Understand how taxes influence cash flow
Examine how taxes influence the customer's operations
Identify the most relevant sections of business tax returns that affect cash flow
Who Should Attend
Commercial lenders, credit analysts, small business lenders, middle market lenders, private bankers, loan review specialists, special assets officers, lending managers and credit officers will benefit from this webinar.
An authority on financial and credit risk, Mr. Carlin is a Managing Partner at Eensight. He has worked with major banks, insurance companies and regulatory agencies over the last twenty years, designing and teaching financial topics including: basic, intermediate and advanced credit and financial statement analysis, business lending for branch bankers, accounting for bankers, basic intermediate and advanced cash flow analysis, loan structuring, consumer lending and trade finance.
His audiences include business bankers, recent graduates going through the organizations basic credit training program, senior management personnel who need to know the basics of accounting and financial statement analysis, middle market lenders with many years of experience and regulatory agency personnel. Each program he designs and teaches is tailored to the individual customer with the products, procedures and culture of the organization incorporated into the course design. The complexity and intensity of the programs are adjusted to reflect the needs of the participants and the logistical training issues faced by the organization.
Available Upgrades
AyZha Hazelwood, Education Meeting Coordinator
Ahazelwood@indiana.bank
317-387-9380