Traditional IRA Discretionary & Required Minimum Distributions

Date:

Nov 10, 2026

Register

IRA distributions demand precision at every step.

Strengthen your Traditional IRA processes with clear guidance on discretionary distributions, required minimum distributions, reporting responsibilities, and compliance requirements.

Agenda

Nov 10, 2026
11:00 am - 12:30 pm EST

Communication is an essential component in the handling of required minimum distributions and discretionary IRA transactions. Trustees and custodians must report contributions, distributions, fair market values, required distributions, and more to IRA owners and/or the IRS. Join us to go through the required IRA statements and reports, enabling you to audit your processes, update them if necessary, and ensure you're in compliance with the requirements.

Topics

KEY WEBINAR TAKEAWAYS:

  • Premature distribution penalty tax and exceptions
  • Traditional, SEP, and SIMPLE RMDs
  • Calculating an IRA owner’s RMD based on the applicable age and IRA balance
  • Required distribution statements and reports

This webinar is part of the 2026 IRA Series

Speaker(s)

Loni Porta
Convergent Retirement Plan Solutions, LLC

Loni Porta is the director of education at Convergent Retirement Plan Solutions and has been with the company since 2004. An industry leader in IRA, HSA, and retirement plan education, Loni plans, budgets for, and builds training and education products and solutions for financial organizations nationwide. An avid student of learning styles and adult learning principles, Loni incorporates her skills into Convergent’s training and education products and services.

She attended North Dakota State University in Fargo, ND, and came to Convergent after her tenure at Universal Pensions, Inc. (UPI), a nationally recognized retirement consulting and training firm in Minnesota. While at UPI, Loni helped design the industry’s first IRA-specific designation program (the American Bankers Association's Certified IRA Services Professional (CISP) program) and NAFCU’s Certified IRA Professional program.

Additional Information

WHO SHOULD ATTEND?

  • Training personnel tasked with training IRA professionals
  • Frontline staff processing IRA distributions
  • Compliance staff spot-checking IRA transaction processing
  • Compliance and operations staff preparing files for, or completing, IRA owner and IRS statements and reports
Fees

Live Webinar - $279

  • Unlimited connections for your institution
  • Available on desktop, mobile & tablet
  • Take-away toolkit
  • Presenter’s contact info for questions

On-Demand Webinar - $279

  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions

Live + On-Demand - $379

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

Association Contact
Susan Clark   Silvia Regalado
Professional Development Coordinator   Professional Development Coordinator
o: 317-387-9380   o: 317-387-9380
d: 317-333-7169   d: 317-333-7170
sclark@indiana.bank   sregalado@indiana.bank