Understanding Commercial Loan Documents

Date:

Apr 7, 2025

Register

Understanding commercial loan documents and being able to explain their content can help you expand customer relationships. In this webinar, you’ll gain insight into the various documents required for loans.

Agenda


2:30 pm - 4:30 pm 

  • Promissory Note: The note is enforceable against the borrower! Review of each section for content, purpose, rights of all parties, and scope of language
  • Security Agreement: The security agreement is enforceable against collateral. Review of each section for content, purpose, rights of all parties, representations, and warrantees, plus enforceability
  • UCC-1: The instructions contain important information on how to correctly prepare this critically important form. Correct or exact legal names, organization types, and collateral description language are key issues
  • Guaranty: A guarantor gives up many rights and grants the financial institution many rights. You should understand the distinction between an individual guarantor and a business entity guarantor and the details of what the guarantor is agreeing to do
Topics

Topics

  • Commercial/Business Lending
  • Compliance
  • Lending

Roles

  • Bank Legal Counsel
  • Commercial Lender
  • Compliance Officer
  • Credit Analyst
  • Internal Auditor
  • Loan Closer
  • Loan Operations Manager/Specialist
  • Training Manager
  • Trainer

Who Should Attend
This course is ideal for lenders, loan assistants, loan operations personnel, credit analysts, and personnel involved in loan review, internal audit, and compliance.

Speaker(s)

Robin Russell has practiced law for 35 years and is licensed in Texas, New York, and Massachusetts, and has extensive experience in the energy sector, having been named to Oil and Gas Investor's 25 Influential Women in Energy in 2019. She is a fellow in the American College of Bankruptcy and of the American Law Institute. She combines a depth of experience in bankruptcy restructuring and litigation with financial transactions. She has represented corporate debtors, independent directors, liquidating trustees, bondholders, unsecured creditors' committees, bank groups, private equity funds, landlords, trade creditors, and bidders for estate assets in Chapter 11 and Chapter 7 bankruptcy proceedings. She has also represented banks, institutional lenders, and corporate borrowers in commercial loan transactions and debt restructurings.

Robin is the principal author of Thomson Reuters' Texas Practice Guides for both Creditors' Rights and Financial Transactions and the Texas Bankers Association's Texas Secured Lending Guide, Texas Problem Loan Guide, Texas Real Estate Lending Guide, and Texas Account Documentation Guide. She is a frequent speaker on banking, bankruptcy, and financial restructuring-related topics and has served as a Chapter 7 Trustee. Robin received her LL.M. in Banking Law from Boston University and her J.D. from Baylor University where she was Editor-in-Chief of the Baylor Law Review. She clerked for the Texas Supreme Court before beginning her legal career.

Fees

$299.00or 1 Token

Available Upgrades: 
12 Months OnDemand Playback $120.00
12 Months OnDemand Playback + Digital Download $150.00
Additional Live Access $95.00 per person

Association Contact

Brooke McCormack, Education Meeting Coordinator
bmccormack@indiana.bank
317-387-9380