Agenda

Nov 17, 2026
11:00 am - 12:00 pm EST

Compliance with E-SIGN requirements to open accounts online is one piece of the puzzle; knowing the “true identity” of the customer for BSA and CIP completes the process. The incidence of account takeover and new account fraud, where criminals use a victim’s personal information to open fraudulent new accounts, is growing. In 2025, over 67% of financial institutions reported year-over-year increases in fraud rates, with roughly 20-22% suffering losses exceeding $5 million.

Consumer losses to scams and impersonators also surged roughly 25% over the previous year. It is critical that financial institutions use multilayered methods of fraud screening. Some of these methods will include email-specific data, IP, phone, and physical address information. This session will explain the intersection of E-SIGN security and fraud detection and provide valuable tips for educating consumers and identifying fraud.

Topics

KEY WEBINAR TAKEAWAYS:

• A robust risk mitigation strategy for online account opening
• FinCEN guidance on detecting and reporting fraud related to identity theft, elder financial abuse, and cyber-enabled crime
• The E-SIGN consent process for opening loan and deposit accounts online
• Suggestions for consumer protection against identity theft and fraud
• The importance of information security procedures

Speaker(s)

Carl Pry, CRCM, CRP

Carl Pry is a senior advisor at Asurity Advisors and the founder of PryHart Compliance Services, Inc. He holds a JD and an MBA from the University of Toledo and a BSBA from Bowling Green State University. He is a seasoned executive with banking law, corporate finance, and regulatory compliance experience in Fortune 500 institutions, regional banks, and industry consulting firms.

Over the last 35 years, Carl has held senior leadership positions at Treliant LLC, KeyBank, Accenture, and the Kirchman Corporation. He is a frequent contributor to and currently serves as co-chair of the Editorial Advisory Board for the ABA Risk and Compliance Magazine. He has served as an instructor at FDIC examiner school and as a back-up instructor at NCUA examiner school. He has authored training programs covering consumer and commercial compliance, audit, quality control, tax, privacy, and risk management, among others.

Fees

Live Webinar - $279

• Unlimited connections for your institution
• Available on desktop, mobile & tablet
• Take-away toolkit
• Presenter’s contact info for questions

On-Demand Webinar - $279

• Unlimited & shareable access starting two business days after live stream
• Available on desktop, mobile & tablet devices 24/7
• Take-away toolkit
• Ability to download webinar video
• Presenter's contact info for questions

Live + On-Demand - $379

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

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