What the Withdrawal of CFPB Guidance Means for Financial Institutions

Date:

Jan 26, 2026

Register

On May 12, 2025, the CFPB withdrew 67 guidance documents, reshaping the regulatory landscape for financial institutions

But even though these documents are gone, underlying laws and risks — like UDAAP — remain very much in play, especially at the state level. Join us to decode what these CFPB changes mean for your institution. Gain clarity on shifting priorities, compliance risks, and how to navigate enforcement in today’s evolving regulatory environment.

Agenda

January 26, 2026
11:00am - 12:30pm EST

On May 12, 2025, CFPB withdrew 67 guidance documents issued by the agency since it opened for business in 2011. The documents withdrawn include policy statements, interpretive rules, advisory opinions, circulars, and bulletins and cover almost every aspect of a financial institution’s operations (e.g., deposit accounts, lending, etc.)

The important thing to remember is that many of these guidance documents were interpretations of laws and regulations that are still in force. For example, while the CFPB may be taking a back seat in monitoring for unfair, deceptive, or abusive acts and practices, UDAAP risk is still present from a state enforcement perspective.

Join Regulatory Compliance Counsel Michael Christians for this jam-packed 90-minute session to learn what the shifting priorities of the CFPB mean for your institution. You’ll learn how to be successful in today’s compliance environment by getting to the bottom of what has and hasn’t changed.

Topics

KEY WEBINAR TAKEAWAYS:

  • How to explain to management the shifting priorities of the Consumer Financial Protection Bureau
  • The continuing relevance of UDAAP risk under Section 1042 of the Dodd-Frank Act
  • Three types of fair lending risk and where to focus your compliance efforts
  • Adhering to the requirements of the Fair Credit Reporting Act
  • Steps you can take to mitigate risk associated with your overdraft programs
Speaker(s)

Michael Christians
Michael Christians Consulting, LLC

As principal of Michael Christians Consulting, LLC, Michael assists financial institutions and organizations across the country with ensuring their compliance programs conform to federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes, and offers customized education and training services.

Michael has more than two decades of experience in the financial services industry with a primary focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law.

Additional Information

WHO SHOULD ATTEND?

  • Compliance professionals
  • Internal auditors
  • Management team members charged with implementing the institution’s compliance management system

TAKE-AWAY TOOLKIT

  • A searchable spreadsheet identifying the type of guidance withdrawn, its title and relevant subject matter, issue date, and Federal Register citation
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

Fees

Live Webinar - $279

  • Unlimited connections for your institution
  • Available on desktop, mobile & tablet
  • Take-away toolkit
  • Presenter’s contact info for questions

On-Demand Webinar - $279

  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions

Live + On-Demand - $379

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

Association Contact

Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank