E-News 7-12-24

Friday, July 12, 2024
IBA Communications
Indiana Statehouse

STATE GOVERNMENT RELATIONS

Report: Affordable Rental Housing Further Out of Reach for Hoosiers

A new report from the National Low Income Housing Coalition and Prosperity Indiana stated that more than 850,000 working Hoosiers earn a median wage that’s less than what’s needed to rent a two-bedroom apartment.

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FEDERAL GOVERNMENT RELATIONS

FDIC Chair Nominee Pressed on Proposed Capital Requirements, Regulatory Tailoring

FDIC chair nominee Christy Goldsmith Romero said she is “very open” to a reproposal of the Basel III endgame capital requirements, and that the agency under her leadership would strive to follow congressional intent concerning a law requiring banking agencies to tailor their regulations to bank size.

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Fannie Mae, Freddie Mac Release Historical Data for Credit Score Transition

FHFA announced that Fannie Mae and Freddie Mac are making historical VantageScore 4.0 credit scores available to approved users to support the transition to updated credit score and credit report requirements.

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House Committee Advances Resolution to Overturn Fiduciary Rule

The House Committee on Education and the Workforce advanced a resolution to overturn a Department of Labor final rule that expands fiduciary status to nearly all financial professionals.

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Lawmakers Urge Treasury to Defend Federal Preemption of Anti-Money Laundering Laws

Several states have adopted or are considering legislation that risks fracturing the national banking system, and these state laws may conflict with federal laws intended to combat money laundering and terrorist financing, three House lawmakers said today in a letter to Treasury Department officials.

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Fed’s Powell Expects Capital Rules to be Reopened for Public Comment

Federal Reserve Chairman Jerome Powell said that he expects the proposed Basel III endgame capital standards will be reopened to public comment once regulators agree to a course of action on how to proceed.

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New York Fed: Consumers’ Inflation Expectations Decline in Short and Long Terms

Perceptions about households’ current financial situations deteriorated slightly, with more respondents reporting being worse off than a year ago and fewer respondents reporting being better off.

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