E-News 7-31-26

Friday, July 31, 2026
IBA Communications
U.S. Capitol building

FEDERAL GOVERNMENT RELATIONS

Bankers: Local lending at risk if stablecoin payment of interest loophole isn’t closed

Warning of the potential fallout for banks and the communities they serve, bank leaders from across the U.S. are urging Senate leaders to use the CLARITY Act to close a loophole that allows digital asset service providers to avoid the prohibition on stablecoin interest and yield. 

Read more and urge senators to close the payment of interest loophole


FinCEN issues statement on Bank Secrecy Act compliance, Venezuelan disaster aid

FinCEN will not take any supervisory or legal actions against U.S. financial institutions for providing authorized financial services in Venezuela to help the country recover from recent earthquakes, the agency announced. 

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FinCEN urges financial institutions to help identify federal student aid fraud

FinCEN issued an alert urging financial institutions to be vigilant in identifying and reporting suspicious activity connected to fraud schemes targeting Office of Federal Student Aid programs. 

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House Republicans ask Fed to speed up bank merger application reviews

Republicans on the House Financial Services Committee urged the Federal Reserve to continue to make progress in reducing the time to process bank merger and acquisition applications. 

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