E-News 8-28-26

Friday, August 28, 2026
IBA Communications
U.S. Capitol building

FEDERAL GOVERNMENT RELATIONS

FDIC updates rules on reciprocal deposits

The Federal Deposit Insurance Corp. issued a final interim rule to update its regulations on reciprocal deposits to conform with housing legislation recently passed by Congress. 

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FDIC, OCC formally define unsafe and unsound practices

The Federal Deposit Insurance Corp. and Office of the Comptroller of the Currency finalized a rule to formally define “unsafe and unsound practices,” which they said would bring more certainty to bank supervision. 

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FDIC’s Hill says agency would welcome Fed participation in CRA rulemaking

The Federal Deposit Insurance Corp. has held conversations with the Federal Reserve about a proposed series of amendments to Community Reinvestment Act regulations and would welcome the central bank’s participation, FDIC Chairman Travis Hill said. 

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Federal agencies rescind guidance on special-purpose credit programs

Federal housing and banking regulators are rescinding 2022 guidance on special-purpose credit programs, saying the document conflicts with fair lending law. 

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