July/August 2025 Hoosier Banker

Tuesday, July 8, 2025
IBA Communications
an image of the July/August 2025 Hoosier Banker magazine cover

C2C Award Nominees
The Association created the Commitment to Community (C2C) Awards in 2018 to celebrate exceptional bank outreach and raise public awareness of the diverse ways that banks support the communities they serve. This year's 22 nominees were split across three categories for the first time instead of two, evaluated based on the impact, innovation, and sustainability of their community service programs.

Meet this year's nominees

DIGITAL EXTRA: Large and Small Bank deposit fee trends diverge in Q1
In recent years, the industry’s consumer deposit fee income has consistently shrunken as the largest U.S. banks faced intense regulatory and competitive pressure to change their overdraft policies. While some of that pressure trickled down to community banks, most kept their overdraft policies intact. 

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DIGITAL EXTRA: CRA in the board room
As financial institutions face increasing pressure to demonstrate their commitment to economic stability in underserved areas and populations, the responsibility of the board of directors under the Community Reinvestment Act has never been more critical in shaping strategies that serve both community and business interests.

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National perspective
Our partners at ABA celebrate the legacy of financial literacy established by the ABA Foundation as it celebrates its 100th anniversary, while ICBA calls for a joint effort to address fraud.

2026 IBA officer nominees2026 IBA officer & director nominations
The IBA's Nominating Committee has put forth a slate of officers and directors for the Association's board in 2026. Elections will take place at the annual business meeting at the IBA Annual Convention this September in French Lick. New officers assume their positions Jan. 1, 2026, and serve one-year terms. Directors serve three-year terms.

Meet the candidates

DIGITAL EXTRA: Balancing AI-driven AML with human control
An AI-powered AML solution can automatically review millions of transactions overnight, surface unusual activity and even draft a suspicious activity report while your analysts sleep. However, greater speed and scale come with a tradeoff: As system complexity increases, transparency can decrease.

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Also in this issue...

Read all these stories and more in the July/August 2025 issue of Hoosier Banker magazine!

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