Aug 5, 2025
Auditing the Loan Estimate will be our primary subject and the focus of the "regulatory" portion of the presentation. We have not covered TRIO issues directly in 5 years, and at that time, we moved through the regulation at a quick pace, not covering all the little odds and ends that exist, especially in the commentary. The presentation will include real life examples of errors that could cost your bank money. Some will be "manufactured," but the majority of the case studies will originate from actual findings that Young & Associates has found in our audit and review work.
Reviewing your Loan Policies is a continuation of last quarter's review of deposit policies. It will be presented in a similar manner. We will discuss what should be part of your loan policies so that your staff has a path to follow as they implement the regulations in your bank. Many banks have a policy that states that the bank will "follow the regulation." Regulators are requiring more detail in the policies, and this portion of the presentation will help you assure that your policies will meet regulatory requirements. Due to the time we will spend on the Loan Estimate, and the actual size and complexity lending policies, this will be part one of Reviewing your Loan Policies. We will complete the remaining loan policies in our next quarterly session.
Registration begins at 8:30 AM.
The seminar will run from 9:00 AM to 4:00 PM
Regulatory Update
Main Subjects – Live Seminar
ABA Education Credit Available
CBC Q3 2025 will be available for CRCM credit through American Bankers Association (ABA). Further details will be provided at the start of the class.
Dale Neiss, CRCM, Consultant
With over 30 years of banking experience, Dale has developed compliance management systems, loan review and CRA programs, and ERM frameworks for multiple banks. He has served as Compliance and Loan Review Manager, BSA and CRA Officer, and Enterprise Risk Management Director. Dale began his career as a national bank examiner with the OCC. At Young & Associates, he provides consulting, training, and writes compliance manuals. He holds the CRCM designation from the Institute of Certified Bankers in Washington, D.C
WHO SHOULD ATTEND?
This seminar will benefit anyone in your institution with a wide range of responsibilities. The presentation will be useful for compliance officers, lenders, loan processors, lending management, auditors, and any other interested parties.
$400 IBA Member
$200 Each Additional IBA Member
100% Surcharge is applied for Non-Members
Directions, map & list of local hotels are available on our website at indiana.bank or you may call the IBA Office at 317-387-9380.
This training will also be available virtually on Tuesday, August 5, 2025.
If choosing to take this course online, we still look forward to “seeing” you! You will receive your manual 2-3 days in advance should you want to print this to have during training. At this time, you will also receive log in instructions.
Elizabeth DeHaven, Education Manager
EDeHaven@indiana.bank
317-333-7169
You will receive an e-mail confirmation at registration. If you have questions, contact Elizabeth DeHaven at 317-387-9380 or via e-mail at EDehaven@indiana.bank.
Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations the day before or absences on the day of the program. Substitutions are welcome at anytime.