IBA Member Resources and Updates
- News Release: Consumers Encouraged to Recirculate Spare Change (7/28)
- IBA Press Release: In Indiana, 70,000+ PPP Loans to Small Businesses Total Nearly $10 Billion (5/11)
- IBA Press Release: Nearly $10 Billion Goes to Indiana Small Businesses in PPP Loans (5/4)
- IBA Letter to Governor Eric Holcomb (4/30)
- IBA Press Release: SBA Updates PPP Loan Activity (4/30)
- IBA Press Release: Indiana Banks Eager to Help With New PPP Loan Funds (4/24)
- IBA Press Release: Small Businesses Should Contact Banks Now for PPP Funds (4/22)
- IBA Op-Ed: Banks Eager to Help With PPP Loans, but More Funding Needed (4/20)
- IBA Press Release: In Indiana, About $7.5 Billion Provided in Paycheck Protection Program Loans (4/17)
- IBA Press Release: Indiana Bankers Association Urges Immediate New Funding for Paycheck Protection Program (4/16)
- IBA Press Release: Banks Supporting Small Business Through Paycheck Protection Program (4/13)
- IBA Press Release on Paycheck Protection Program (4/2)
- Coronavirus Eviction & Foreclosure Resource Guide (4/2)
- Sample Essential Service Messaging for Bank (3/23)
- Social media post samples for COVID-19 (3/19)
- Indiana Bankers Association Statement on COVID-19 and Banking Services (3/19)
IBA Reopening Resource for Indiana Bank Offices and Lobbies
The IBA Reopening Resource provides the following information: (1) Requirements implemented before May 11; (2) Retail, office and general business guidelines; (3) Back on Track stages in Indiana; (4) Considerations for making/implementing plans; and (5) Templates and other resources.
IBA Coronavirus Google Group
Join the Coronavirus Response Google Group to ask questions and seek feedback from peers. Contact Josh Myers or Emily Brooks to join.
Coronavirus Resources for Banks
Industry Resources
American Bankers Association – Resources to assist banks as they plan and prepare for COVID-19
- ABA COVID-19 Webinar Presentation
- ABA Bank Reopening Matrix Spreadsheet
- SBA Paycheck Protection Program FAQ (Updated 4/6)
- Webinar: What Banks Need to Know About the CARES Act (3/31)
- Webinar: Small Business Administration Loans: Options for Helping Your Customers Through the Pandemic (3/26)
- Joint FS Trades Letter to SEC Chairman Jay Clayton: CECL Delay (3/22)
- Joint FS Trades Letter: S. 3548, CARES Act and SBA 7(A) Enhancement Provisions (3/22)
- Managing Coronavirus Operational Risk Department-by-Department: What You Need to Do Today Webinar (recorded 3/18)
- Joint Financial Institutions Trades Response to COVID-19 (3/17)
Independent Community Bankers of America – COVID-19 updates and other crisis preparedness tools.
- A Guide for Pandemic Response - Return to the New Normal
- SBA Paycheck Protection Program FAQ (4/4)
- Webinar: ICBA Community Bank Briefing: COVID-19 Update with Special Guest OCC (3/31)
- Webinar: COVID-19: The Insurance Implications for Banks and Their Customers (3/26)
- Webinar: Coronavirus in the Workplace (3/25)
- Webinar: Preparing the Bank for the Economic Downturn (3/25)
- Joint FS Trades Letter: S. 3548, CARES Act and SBA 7(A) Enhancement Provisions (3/22)
- Community Bank Briefing Q1 Webinar (recorded 3/19)
- Joint Financial Institutions Trades Response to COVID-19 (3/17)
Federal Financial Institutions Examination Council – Business continuity tools
UCC State-Level Filing Office Updates
H.R. 748 - Coronavirus Aid, Relief, and Economic Security Act
- CARES Act - Section by Section
- SBA Division One-Pager
- ABA Summary of CARES Act
- ICBA Summary of CARES Act
Economic Impact Payments
- IRS Statement about Second Economic Impact Payments (1/4/21)
- Get My Payment Tool (1/4/21)
- Treasury, IRS Release Latest State-by-State Economic Impact Payment Figures (5/8)
- IRS Economic Impact Payment Information Center (5/6)
- Treasury: Economic Impact Payments Operational FAQs for Financial Institutions (5/4)
- Treasury Checks for Economic Impact Payments and Treasury Check Verification Application (4/21)
- Ask the Fed Webinar Slideshow: Economic Impact Payment Disbursements Information for Financial Institutions (4/16)
- Handling the First Round of Economic Impact Payments via EPCOR (4/14)
H.R. 6201 - Families First Coronavirus Response Act
- The Families First Coronavirus Response Act: Q & A for Employers via Krieg DeVault
- Employment Law Bulletin - Summary of Families First Coronavirus Response Act via Krieg DeVault
Health and Safety Resources
Centers for Disease Control and Prevention – Situation summary
Coronavirus.gov – Guidance from the Centers for Disease Control and Prevention
Department of Homeland Security – Pandemic planning
Eli Lilly and Company - COVID-19 testing for essential workers, including bank tellers
Indiana Department of Health – Situation as monitored by State of Indiana
Indiana Department of Homeland Security - County travel status updates
INdiana PREPared – Information site maintained by Purdue Extension
Occupational Safety and Health Administration - Guidance on Preparing Workplaces for COVID-19
Society of Human Resource Management – Workforce response
World Health Organization – Daily updates and guidance
U.S. Department of State – Related travel advisories
U.S. Chamber of Commerce
- Coronavirus Emergency Loans - Small Business Guide and Checklist - Resource to use for clients
Travel Orders
Indiana Government Updates
Governor
- Executive Order 20-48 Color-Coded County Assessments
- Indiana Coronavirus Webpage and County Tracking
- Governor Announces Statewide Face Covering Requirement
- Stage 4.5 Reopening: July 4-17
- Indiana's Reopening Website - backontrack.in.gov
- Indiana Back on Track Reopening Plan
- General Reopening Guidelines for all Businesses
- Executive Order 20-23 (4/23)
- Governor Orders Hoosiers to Stay Home in Fight Against COVID-19 (3/23)
-Executive Order 20-08 (3/23) - Gov. Holcomb Takes More Actions to Protect Hoosiers During Public Emergency (3/19)
Secretary of State
- SOS Statement on Executive Order 20-23 (4/23)
- Remote Notary Outreach (3/27)
- Remote Notary Authorization Application (3/27)
Bank Regulatory Updates
Indiana Department of Financial Institutions
U.S. Small Business Administration
Become an SBA Lender
- Create an Account, Update a Profile, and Set Up Roles on Capital Access Financial Systems (CAFS)
- SBA Lender Application
Economic Injury Disaster Loans
- Disaster Loan Assistance (5/15)
- Economic Injury Disaster Loan Emergency Advance (5/15)
- SBA Disaster Assistance Update - Nationwide Economic Injury Disaster Loans (4/21)
- Economic Injury Disaster Loan Assistance - Instructions to Apply
- SBA Disaster Assistance in Response to the Coronavirus (3/19)
- SBA Economic Injury Disaster Loans Now Open for Indiana Small Businesses (3/19)
Paycheck Protection Program
For questions on PPP, please send to the following email addresses, and copy Amber Van Til (avantil@indiana.bank).
ABA Members - PPP@aba.com
ICBA Members - crisisresponse@icba.org
SBA Lender Hotline for E-Tran System Technical Issues - (833) 572-0502
PPP Round 2
- Procedural Notice on Extension and Revision of Guidance on Whole Loan Sales of Paycheck Protection Program Loans (5/3/21)
- Procedural Notice on First Draw PPP Loan Increases After Enactment of the Economic Aid Act (4/20/21)
- Updated PPP Frequently Asked Questions (4/9/21)
- Second Notice on Modifications to SBA Forms 3506, 3507 and 750 CA (for purposes of PPP only) (4/8/21)
- Second Notice of Revised Procedures for Addressing Hold Codes and Compliance Check Error Messages on PPP Loans (3/29/21)
- SBA Form 2484 – Lender Application (3/18/21)
- SBA Form 2484-SD – Second Draw Lender Application (3/18/21)
- SBA 2483 – Borrower Application (3/18/21)
- SBA 2483-SD – Second Draw Borrower Application (3/18/21)
- SBA 2483-C - Borrower Application Form for Schedule C Filers Using Gross Income (3/18/21)
- SBA 2483-SD-C - Second Draw Borrower Application Form for Schedule C Filers Using Gross Income (3/18/21)
- Paycheck Protection Program Report as of March 14 (3/18/21)
- New Interim Final Rule (3/18/21)
- Updated PPP Frequently Asked Questions (3/12/21)
- How to Calculate Maximum Loan Amounts for First Draw PPP Loans and Documentation to Provide (3/12/21)
- Second Draw PPP Loans: How to Calculate Revenue Reduction and Maximum Loan Amounts (3/12/21)
- PPP and EIDL Updated Data (3/12/21)
- New Interim Final Rule (3/3/21)
- Borrower Application Form (3/3/21)
- Second Draw Borrower Application Form (3/3/21)
- Borrower Application Form for Schedule C Filers Using Gross Income (3/3/21)
- Second Draw Borrower Application Form for Schedule C Filers Using Gross Income (3/3/21)
- Lender Application Form (3/3/21)
- Second Draw Lender Application Form (3/3/21)
- Updated PPP Frequently Asked Questions (3/3/21)
- Paycheck Protection Report as of 2/21/21 (2/22/21)
- FACT SHEET: Biden-Harris Administration Increases Lending to Small Businesses in Need, Announces Changes to PPP to Further Promote Equitable Access to Relief (2/22/21)
- Form 2483 - Borrower Application Form Revised February 17, 2021 (2/17/21)
- Form 2483-SD - Second Draw Borrower Application Form Revised February 17, 2021 (2/17/21)
- Adjustment to Number of Months of Section 1112 Payments in the 7(a), 504 and Microloan Programs Due to Insufficiency of Funds - Procedural Notice 5000-20095 (2/16/21)
- Registration Required for System for Award Management (SAM.gov) - Information Notice 5000-20094 (2/15/21)
- Guidance on Establishing Maturities of New 7(a) Loans Eligible to Receive Payments under Section 1112 of the CARES Act on or after February 1, 2021 - Procedural Notice 5000-20093 (1/15/21)
- Revised SBA Paycheck Protection Platform Procedures for Addressing Hold Codes on First Draw PPP Loans and Compliance Check Error Messages on First Draw PPP Loans and Second Draw PPP Loans - Procedural Notice 5000-20092 (2/10/21)
- Federal Reserve Board announces the second extension of a rule to bolster the effectiveness of the Small Business Administration's Paycheck Protection Program (PPP) (2/10/21)
- Paycheck Protection Program Report as of 2/7/21 (2/9/21)
- EIDL Reconciliation Payments Message (2/8/21)
- Second Updated Paycheck Protection Program Lender Processing Fee Payment and 1502 Reporting Process – Procedural Notice 5000-20091 (2/8/21)
- Paycheck Protection Report as of 1/31/21 (2/2/21)
- FinCEN Paycheck Protection Program FAQ (2/2/21)
- Paycheck Protection Program Loans FAQ (1/30/21)
- Shuttered Venue Operators Grants FAQ (1/30/21)
- Updated Information on IRS Information Reporting Relating to the Payments Made on Behalf of Borrowers under Section 1112 of the CARES Act Based on Section 278 of the COVID-related Tax Relief Act of 2020 – Information Notice 5000-20087 (1/29/21)
- Extension of Temporary Procedures for Closing SBA Loans to Microloan Intermediaries – Procedural Notice 5000-20088 (1/29/21)
- Extension of Previous Guidance on Acceptable Signatures for Applications and Loan Documents in the 7(a) and 504 Business Loan Programs Through April 30, 2021 – Procedural Notice 5000-20089 (1/29/21)
- Extension of Guidance on Acceptable Signatures for Microloan Program Notes – Procedural Notice 5000-20090 (1/29/21)
- PPP Procedural Notice for Addressing Unresolved Issues on Borrower First Draw PPP Loans (1/28/21)
- Implementation of Modifications to the 7(a) Loan Program in the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (1/28/21)
- Elimination of Certain 504 Loan Program Fees as Authorized by the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act the 504 (1/28/21)
- Eligible Borrowers of Assistance Available under Section 1112 of the CARES Act (1/28) (1/28/21)
- Paycheck Protection Report as of 1/24/20 (1/26/21)
- The SBA Takes Steps to Improve First Draw Paycheck Protection Program Loan Review (1/26/21)
- Loan Forgiveness Application and Instructions – Form 3508S (1/20/21)
- Loan Forgiveness Application and Instructions – Form 3508EZ (1/20/21)
- Loan Forgiveness Application and Instructions – Form 3508 (1/20/21)
- Interim Final Rule on Loan Forgiveness Requirements and Loan Review Procedures as Amended by Economic Aid Act (1/20/21)
- Borrower’s Disclosure of Certain Controlling Interests (1/20/21)
- SBA Guidance on How to Calculate Revenue Reduction and Maximum Loan Amounts Including What Documentation to Provide (1/19/21)
- SBA Guidance on Calculating Maximum Loan Amounts for First Draw PPP Loans (1/17/21)
- Procedural Notice - PPP Borrower Resubmissions of Loan Forgiveness Applications Using Form 3508S, Lender Notice Responsibilities to PPP Borrowers, and Offset of Remittances to Lender for Lender Debts (1/17/21)
- Procedural Notice - Paycheck Protection Program Excess Loan Amount Errors (1/17/21)
- SBA Re-Opening Paycheck Protection Program to Small Lenders on Friday, January 15 and All Lenders on Tuesday, January 19 (1/13/21)
- SBA Paycheck Protection Platform User Guide (1/10/21)
- SBA Paycheck Protection Platform API Technical Information (1/10/21)
- Top-Line Overview of First Draw PPP Loans (1/9/21)
- Top-Line Overview of Second Draw PPP Loans (1/9/21)
- Procedural Notice – Modifications to SBA Forms 3506, 3507 and 750 CA (PPP only) (1/9/21)
- Procedural Notice - SBA Procedural Notice on Repeal of EIDL Advance Deduction Requirement (1/9/21)
- Form 2483 – First Draw Borrower Application (1/8/21)
- Form 2484 – First Draw Lender Guaranty Application (1/8/21)
- Form 2483-SD – Second Draw Borrower Application (1/8/21)
- Form 2484-SD – Second Draw Lender Guaranty Application (1/8/21)
- Guidance on Accessing Capital for Minority, Underserved, Veteran and Women-Owned Business Concerns (1/6/21)
- Interim Final Rule Amending PPP Rules (1/6/21)
- Interim Final Rule on Second-Draw Loans (1/6/21)
PPP Round 1
- Paycheck Protection Program Loans FAQ (12/9)
- SBA Releases PPP Loan Data (12/2)
- SBA Paycheck Protection Program (PPP) Forgiveness Process and Platform Update (11/25)
- Paycheck Protection Program Lender Instructions for the Loan Necessity Questionnaire (11/25)
- Frequently Asked Questions (FAQs) on PPP Loan Forgiveness (10/13)
- SBA Paycheck Protection Program (PPP) Forgiveness Payments (10/15)
- PPP Loan Forgiveness Application Form 3508S (10/8)
- PPP Loan Forgiveness Application Form 3508S Instructions for Borrowers (10/8)
- Business Loan Program Temporary Changes; Paycheck Protection Program – Additional Revisions to Loan Forgiveness and Loan Review Procedures Interim Final Rules (10/8)
- Paycheck Protection Program Loans FAQ (10/7)
- Joint Trades Letter to Congress (9/29)
- Bankers Associations Urge Treasury, SBA to Streamline PPP Forgiveness (9/18)
- SBA / ABA Loan Forgiveness Letter to Congress (9/11)
- Interim Final Rule on PPP Forgiveness Questions for Business Owners, Non-Payroll Costs (8/25)
- Paycheck Protection Program Loans FAQ (8/11)
- Interim Final Rule on Appeals of SBA Loan Review Decisions Under the Paycheck Protection Program (8/11)
- Paycheck Protection Program Lender Instructions - Forgiveness Platform User Guide
- PPP Loan Forgiveness FAQs (8/11)
- Procedures for Lender Submission of PPP Loan Forgiveness Decisions to SBA and SBA Forgiveness Loan Reviews (7/23)
- CARES Act Section 1102 Lender Agreement (7/23)
- Fed Interim Final Rule Allowing Directors, Shareholders to Apply for PPP Loans (7/16)
- SBA Procedural Notice: Updated PPP Lender Processing Fee Payment and 1502 Reporting Process (7/14)
- Joint Trades Letter to the House and Senate Small Business Committees: Support S. 4117, PPP Small Business Forgiveness Act (7/9)
- State Bankers Association Letter to the House and Senate: Support S. 4117, The PPP Small Business Forgiveness Act (7/9)
- SBA and Treasury Announce Release of Paycheck Protection Program Loan Data (7/6)
- Paycheck Protection Program Loans FAQ (6/25)
- Interim Final Rule on Certain Eligible Payroll Costs (Fishing Boat Owners) (6/26)
- PPP Borrower Application Form Revised June 24, 2020 (6/24)
- Lender’s Application - PPP Loan Guaranty Revised June 24, 2020 (6/24)
- Interim Final Rule - Additional Eligibility Revisions (6/24)
- Interim Final Rule - PPP Loan Forgiveness Changes (6/23)
- SBA Procedural Notice: Refinance of EIDL Loans with PPP Loan Proceeds and Lender Remittance of EIDL Refinance Proceeds to SBA (6/22)
- SBA and Treasury Announce Enhanced Transparency Regarding the Paycheck Protection Program (6/22)
- PPP Loan Forgiveness Application Form 3508EZ (6/17)
- Instructions for Form 3508EZ - Revised PPP Loan Forgiveness Application Form (6/17)
- Instructions for Loan Forgiveness Application - Interim Final Rule - Additional Revisions to First Interim Final Rule (6/13)
- PPP Borrower Application Form Revised June 2020 (6/13)
- Lender’s Application - PPP Loan Guaranty Revised June 2020 (6/13)
- Interim Final Rule - Revisions to First Interim Final Rule (6/11)
- PPP Borrower Application Form Revised June 2020 (6/11)
- Lender’s Application - PPP Loan Guaranty Revised June 2020 (6/11)
- SBA Procedural Notice on PPP Lender Processing Fee Payment and 1502 Reporting Process (6/10)
- Paycheck Protection Program Report (6/8)
- Joint Statement by SBA Administrator Jovita Carranza and U.S. Treasury Secretary Steven T. Mnuchin Regarding Enactment of the Paycheck Protection Program Flexibility Act (6/8)
- Interim Final Rule on Eligibility of Certain Telephone Cooperatives (6/8)
- Paycheck Protection Program Report (6/2)
- H.R. 7010: Paycheck Protection Program Flexibility Act of 2020 (5/29)
- Interim Final Rule on Loan Forgiveness (5/23)
- Interim Final Rule on Loan Review Procedures and Related Borrower and Lender Responsibilities (5/23)
- Paycheck Protection Program Lender Processing Fee Payment and 1502 Reporting Process (5/21)
- Treasury Paycheck Protection Program Loans FAQ (Updated 5/19)
- Paycheck Protection Program Report (5/19)
- Interim Final Rule on Treatment of Entities with Foreign Affiliates (5/18)
- PPP Loan Forgiveness Application (5/16)
- SBA: How to Research PPP Loan Files (5/14)
- Interim Final Rule on the Eligibility of Certain Electric Cooperatives (5/14)
- Interim Final Rule on Loan Increases (5/13)
- Paycheck Protection Program Report: Second Round (5/8)
- Interim Final Rule on Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan Request (5/8)
- Interim Final Rule on Nondiscrimination and Additional Eligibility Criteria (5/6)
- Federal Bank Regulatory Agencies Modify Liquidity Coverage Ratio For Banks Participating in Money Market Mutual Fund Liquidity Facility and Paycheck Protection Program Liquidity Facility (5/5)
- Paycheck Protection Program Report: Second Round (5/3)
- Federal Reserve Board - Federal Reserve Expands Access to its PPPLF to Additional Lenders, and Expands the Collateral That Can be Pledged (4/30)
- Interim Final Rule on Corporate Groups and Non-Bank and Non-Insured Depository Institutions (4/30)
- Interim Final Rule on Disbursements (4/29)
- Treasury Guidance on Criterion for Seasonal Employees (4/27)
- Updated - XML File Submission Process for Paycheck Protection Program (4/27)
- FDIC - Frequently Asked Questions on the Small Business Administration’s PPP (4/26)
- How to Calculate Maximum Loan Amounts for PPP, - By Business Type (4/25)
- Federal Reserve Board Announces Interim Final Rule to Delete the Six-per-Month Limit on Convenient Transfers from the "Savings Deposit" Definition in Regulation D (4/24)
- Joint Statement by Treasury Secretary Steven T. Mnuchin and SBA Administrator Jovita Carranza on the Resumption of the Paycheck Protection Program (4/24)
- Interim Final Rule on Requirements for Promissory Notes, Authorizations, Affiliations and Eligibility (4/24)
- Paycheck Protection Program Increase Act of 2020 (4/23)
- Senate Republican Letter to SBA to Allow E-Tran Submissions for PPP Loans During Funding Lapse (4/21)
- SBA Paycheck Protection Program Report as of 4/16/20 (4/17)
- State Bankers Association Letter to House and Senate Leadership: PPP Reauthorization (4/16)
- Statement by Secretary Mnuchin and Administrator Carranza on the Paycheck Protection Program and Economic Injury Disaster Loan Program (4/16)
- Updated Interim Final Rule on PPP (4/14)
- Paycheck Protection Program Liquidity Facility FAQ (4/10)
- Ask the Fed Webinar Slideshow: Paycheck Protection Program Liquidity Facility (4/10)
- SBA Standard Loan Note - Form 147 (4/7)
- New SBA Lender Gateway (4/7)
- Affiliation Rules Applicable to Paycheck Protection Program (4/6)
- ABA - SBA Paycheck Protection Program FAQ (Updated 4/7)
- ICBA - SBA Paycheck Protection Program FAQ (4/4)
- SBA Faith-Based Organizations FAQ (4/4)
- Business Loan Program Temporary Changes; Paycheck Protection Program - Updated policy guidance related to affiliation (4/4)
- SBA CAFS Enrollment Information (4/4)
- Customer Support and Contact Information for CAFS (4/4)
- CAFS Homepage Login (4/4)
- Full Paycheck Protection Program Resources via Treasury (4/3)
- Form 3506 - CARES Act Section 1102 Lender Agreement (4/3)
- Interim Final Rule on Paycheck Protection Program (4/2)
- Final Borrower Application (4/3)
- Lender Guaranty Application (4/3)
- State Banking Association Letter of Concern to Treasury Department and U.S. Small Business Administration (4/2)
- Overview of the Paycheck Protection Program (3/31)
- Information for Lenders (3/31)
- Information for Borrowers (3/31)
- More Information on PPP
U.S. Department of Agriculture
- Coronavirus Food Assistance Program (5/29)
- USDA Unveils Tool to Help Rural Communities Address the COVID-19 Pandemic (4/15)
- USDA Adds Flexibilities for Crop Insurance to Support America’s Farmers and Ranchers (3/27)
U.S. Department of Housing and Urban Development
- FHA Underwriting Guidelines for Borrowers with previous Mortgage Payment Forbearance (9/10)
- HUD Provides Immediate Relief for Homeowners Amid Coronavirus Response, Suspends All Foreclosure and Evictions for 60 Days (3/18)
U.S. Department of the Treasury
- Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (3/24)
- Financial Services Sector Essential Critical Infrastructure Workers Letter (3/22)
-DHS CISA Guidance Focused on the Financial Sector (3/22) - Treasury Issues Guidance to Extend Tax Payment Deadline for 90 Days (3/18)
Consumer Financial Protection Bureau
- The Early Effects of the COVID-19 Pandemic on Consumer Credit (9/1)
- Remittance Rule FAQs related to the COVID19 Pandemic (Regulation E) (6/3)
- CFPB Takes Action to Help Struggling Homeowners Seeking Mitigation Efforts; Consumers Seeking Small-Dollar Loans (5/22)
- Consumer Financial Protection Bureau Outlines Responsibilities of Financial Firms During Pandemic (5/13)
- CFPB Finalizes Remittance Transfers under the Electronic Fund Transfer Act (5/11)
- Consumer Financial Protection Bureau Issues Clarifications to Support Small Business Applying for PPP Loans (5/6)
- The Bureau’s Mortgage Origination Rules FAQs Related to the COVID-19 Emergency (4/30)
- Interpretative Rule - Application of Certain Provisions in the TILA-RESPA Integrated Disclosure Rule and Regulation Z Right of Rescission Rules in Light of the COVID-19 Pandemic (4/30)
- CFPB Paves Way for Consumers Facing Financial Emergencies to Obtain Access to Mortgage Credit More Quickly (4/29)
- CFPB Issues Credit Reporting Guidance During COVID-19 Pandemic (4/1)
Fannie Mae
- Fannie Mae Updates Lender Letter LL-2020-03 (5/19)
- Fannie Mae Announces COVID-19 Payment Deferral (5/13)
- Fannie Mae Updates Lender Letter LL-2020-03 (5/7)
- Understand Your COVID-19 Mortgage Options (4/27)
- Fannie Mae Updates Lender Letter LL-2020-06 (4/23)
- Fannie Mae Updates Lender Letter LL-2020-02 (4/9)
- Fannie Mae Updates Lender Letter LL-2020-02 (4/9)
- Lender Letter: Impact of COVID-19 on Originations (3/31)
- Frequently Asked Questions: Selling (3/30)
- Frequently Asked Questions: Servicing (3/30)
Freddie Mac
- Selling Guidance Related to COVID-19 (5/28)
- Selling Guidance Related to COVID-19 (5/19)
- Freddie Mac Announces COVID-19 Payment Deferral (5/13)
- Selling Requirements and Guidance Related to COVID-19 (5/7)
- Lump Sum Repayment is Not Required in Forbearance (4/27)
- Temporary Selling Requirements for Mortgages in COVID-19 Related Forbearance (4/23)
- Temporary Servicing Guidance Related to COVID-19 (4/9)
- Bulletin: Selling Guidance Related to COVID-19 (3/31)
Federal Housing Finance Authority
- FHFA Extends Foreclosure and REO Eviction Moratoriums (12/2)
- FHFA Further Extends COVID-Related Loan Flexibilities (11/13)
- FHFA Further Extends COVID-Related Loan Flexibilities (10/19)
- FORECLOSURE PREVENTION & REFINANCE REPORT - Second Quarter (9/25)
- Statement of Dr. Mark A. Calabria, FHFA Director, Before the U.S. House of Representatives Committee on Financial Services (9/16)
- FHFA Extends Foreclosure and REO Eviction Moratoriums (8/27)
- Adverse Market Refinance Fee Implementation now December 1 (8/25)
- Multifamily Property Owners in Forbearance Now Required to Inform Tenants of Eviction Suspension and Tenant Protections (8/6)
- FHFA Extends COVID-Related Loan Processing Flexibilities for Fannie Mae and Freddie Mac Customers Through August (7/14)
- FHFA Extends Foreclosure and Eviction Moratorium (6/17)
- FHFA Announces Guidance for Insuring Single Family Home Mortgages in Forbearance (6/4)
- FHFA Announces Refinance and Home Purchase Eligibility for Borrowers in Forbearance (5/19)
- FHFA Announces Payment Deferral as New Repayment Option for Homeowners in COVID-19 Forbearance Plans (5/13)
- FHFA Extends Loan Processing Flexibilities for Fannie Mae and Freddie Mac Customers (5/7)
- “No Lump Sum Required at the End of Forbearance” says FHFA’s Calabria (4/27)
- FHFA Supports Small Business by Allowing Federal Home Loan Banks to Accept Paycheck Protection Program Loans as Collateral (4/23)
- FHFA Announces that Enterprises will Purchase Qualified Loans in Forbearance to Keep Lending Flowing (4/22)
- FHFA Addresses Servicer Liquidity Concerns, Announces Four Month Advance Obligation Limit for Loans in Forbearance (4/21)
- FHFA Authorizes Loan Processing Flexibilities for Fannie Mae and Freddie Mac Customers (3/31)
- FHFA Authorizes the Enterprises to Support Additional Liquidity in the Secondary Mortgage Market (3/23)
- FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (3/23)
- FHFA Suspends Foreclosures and Evictions for Enterprise-Backed Mortgages (3/18)
Federal Financial Institutions Examination Council
- FinCEN Paycheck Protection Program FAQ (2/2/21)
- FinCEN Provides Further Information to Financial Institutions in Response to the Coronavirus Disease 2019 (COVID-19) Pandemic (4/3)
- Financial Regulators Highlight Coordination and Collaboration of Efforts to Address COVID-19 (3/25)
- Interagency Statement on Pandemic Planning Guidance for Minimizing a Pandemic’s Potential Adverse Effects (3/6)
- Business Continuity Management Booklet
- Business Continuity Planning Booklet, Appendix D: Pandemic Planning
Federal Reserve System
- Federal Reserve Board announces it will extend its Paycheck Protection Program Liquidity Facility, or PPPLF, by three months to June 30, 2021 (3/8/21)
- Federal Reserve Board announces extension through March 31, 2021, for several of its lending facilities that were generally scheduled to expire on or around December 31 (11/30)
- Coin Distribution Update announcing increases effective November 16, 2020 (11/16)
- Federal Reserve Board adjusts terms of Main Street Lending Program to better target support to smaller businesses that employ millions of workers and are facing continued revenue shortfalls due to the pandemic (10/30)
- Federal Reserve Board updates frequently asked questions to clarify the Board and Department of Treasury’s expectations regarding lender underwriting for the Main Street Lending Program (9/18)
- U.S. Coin Task Force Initial Report and Recommendations (7/31)
- Federal Reserve Board Announces the Extensions of its Temporary U.S. Dollar Liquidity Swap Lines and the Temporary Repurchase Agreement Facility for Foreign and International Monetary Authorities (FIMA repo facility) Through March 31, 2021 (7/29)
- Federal Reserve Board Announces an Extension Through December 31 of its Lending Facilities that were Scheduled to Expire on or Around September 30 (7/28)
- Fed to Hold Payments Services Fees Steady for 2021 (7/21)
- State-by-State List of Main Street Lending Program Lenders (7/14)
- Main Street Lending Program Frequently Asked Questions (6/23)
- Federal Reserve Board Expands its Main Street Lending Program to Allow More Small and Medium-sized Businesses to be Able to Receive Support (6/8)
- Federal Reserve Board Announces an Expansion in the Number and Type of Entities Eligible to Directly Use its Municipal Liquidity Facility (6/3)
- Main Street Lending Program Frequently Asked Questions (5/28)
- Main Street Lending Program Forms and Agreements (5/28)
- Federal Reserve Board extends the application period for membership on the Community Advisory Council (5/26)
- Federal Agencies Share Principles for Offering Responsible Small-Dollar Loans (5/20)
- Regulators Temporarily Change the Supplementary Leverage Ratio to Increase Banking Organizations' Ability to Support Credit to Households and Businesses In Light of the Coronavirus Response (5/16)
- Federal Reserve Publishes Updates to the Term Sheet for the Term Asset-Backed Securities Loan Facility (TALF) and Announces Information to be Disclosed Monthly for the TALF and the Paycheck Protection Program Liquidity Facility (5/12)
- Federal Reserve Publishes Updates to the Term Sheet for the Municipal Liquidity Facility (5/11)
- Federal Financial Regulatory Agencies Issue Interagency Policy Statement on Allowances for Credit Losses and Interagency Guidance on Credit Risk Review Systems (5/8)
- Agencies Extend Two Resolution Plan Deadlines (5/6)
- Federal Bank Regulatory Agencies Modify Liquidity Coverage Ratio For Banks Participating in Money Market Mutual Fund Liquidity Facility and Paycheck Protection Program Liquidity Facility (5/5)
- Federal Reserve Expands Access to its Paycheck Protection Program Liquidity Facility (PPPLF) to Additional Lenders, and Expands the Collateral that can be Pledged (5/1)
- Main Street Lending Program FAQ (5/1)
- Federal Reserve Board Announces it is Expanding the Scope and Eligibility for the Main Street Lending Program (4/30)
- Federal Reserve Board Announces Rule Change to Bolster the Effectiveness of the Small Business Administration's Paycheck Protection Program (4/20)
- Federal Reserve Announces its Paycheck Protection Program Liquidity Facility is Fully Operational and Available to Provide Liquidity to Eligible Financial Institutions (4/17)
- Ask the Fed Webinar Slideshow: Economic Impact Payment Disbursements Information for Financial Institutions (4/16)
- Federal Banking Agencies to Defer Appraisals and Evaluations for Real Estate Transactions Affected by COVID-19 (4/15)
- Paycheck Protection Program Liquidity Facility FAQ (4/10)
- Ask the Fed Webinar Slideshow: Paycheck Protection Program Liquidity Facility (4/10)
- Federal Reserve Takes Additional Actions to Provide up to $2.3 Trillion in Loans to Support the Economy (4/9)
- Paycheck Protection Program Lending Facility Term Sheet (4/9)
- Federal Bank Regulators Issue Interim Final Rule for Paycheck Protection Program Facility (4/9)
- Agencies Issue Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus (4/7)
- Federal Reserve Will Establish Facility to Facilitate Lending to Small Businesses via the Small Business Administration's Paycheck Protection Program (PPP) by Providing Term Financing Backed by PPP Loans (4/6)
- Agencies Announce Changes to the Community Bank Leverage Ratio (4/6)
- Federal Agencies Encourage Mortgage Servicers to Work With Struggling Homeowners Affected by COVID-19 (4/3)
- Agencies Will Consider Comments on Volcker Rule Modifications Following Expiration of Comment Period (4/2)
- Federal Reserve Board announces temporary change to its supplementary leverage ratio rule to ease strains in the Treasury market resulting from the coronavirus and increase banking organizations’ ability to provide credit to households and businesses (4/1)
- Agencies Announce Two Actions to Support Lending to Households and Businesses (3/27)
- Federal Agencies Encourage Banks, Savings Associations and Credit Unions to Offer Responsible Small-Dollar Loans to Consumers and Small Businesses Affected by COVID-19 (3/26)
- Federal Reserve Statement on Supervisory Activities (3/25)
- Federal Reserve announces extensive new measures to support the economy (3/23)
- Agencies Provide Additional Information to Encourage Financial Institutions to Work with Borrowers Affected by COVID-19 (3/22)
- Federal Reserve Board Takes Steps to Enhance Liquidity and Functioning of Crucial State and Municipal Money Markets (3/20)
- Agencies Encourage Financial Institutions to Meet Financial Needs of Customers Affected by Coronavirus (3/9)
FDIC
- FDIC Approves Interim Final Rule to Provide Temporary Relief from Part 363 Audit and Reporting Requirements (10/20)
- Federal Agencies Share Principles for Offering Responsible Small-Dollar Loans (5/20)
- Regulators Temporarily Change the Supplementary Leverage Ratio to Increase Banking Organizations' Ability to Support Credit to Households and Businesses In Light of the Coronavirus Response (5/16)
- FDIC Issues Proposed Rule to Mitigate the Deposit Insurance Assessment Effect of Participation in the Paycheck Protection Program (PPP), the PPP Lending Facility, and the Money Market Mutual Fund Liquidity Facility (5/12)
- Federal Financial Regulatory Agencies Issue Interagency Policy Statement on Allowances for Credit Losses and Interagency Guidance on Credit Risk Review Systems (5/8)
- Agencies Extend Two Resolution Plan Deadlines (5/6)
- Federal Bank Regulatory Agencies Modify Liquidity Coverage Ratio For Banks Participating in Money Market Mutual Fund Liquidity Facility and Paycheck Protection Program Liquidity Facility (5/5)
- Frequently Asked Questions for Financial Institutions Affected by the Coronavirus Disease 2019 (4/28)
- FDIC - Frequently Asked Questions on the Small Business Administration’s PPP (4/26)
- Federal Banking Agencies to Defer Appraisals and Evaluations for Real Estate Transactions Affected by COVID-19 (4/15)
- Federal Bank Regulators Issue Interim Final Rule for Paycheck Protection Program Facility (4/9)
- Agencies Issue Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus (4/7)
- Agencies Announce Changes to the Community Bank Leverage Ratio (4/6)
- Federal Agencies Encourage Mortgage Servicers to Work With Struggling Homeowners Affected by COVID-19 (4/3)
- Agencies Will Consider Comments on Volcker Rule Modifications Following Expiration of Comment Period (4/2)
- FDIC Updates Steps to Protect Banks and Consumers and to Continue Operations (3/27)
- Agencies Announce Two Actions to Support Lending to Households and Businesses (3/27)
- Statement on Part 363 Annual Reports in Response to the Coronavirus (3/27)
Federal Agencies Encourage Banks, Savings Associations and Credit Unions to Offer Responsible Small-Dollar Loans to Consumers and Small Businesses Affected by COVID-19 (3/26) - Agencies Provide Additional Information to Encourage Financial Institutions to Work with Borrowers Affected by COVID-19 (3/22)
- FDIC Chairman Urges FASB to Delay Certain Accounting Rules Amid Pandemic (3/19)
- FDIC Financial Institutional Letter: Working with Customers Affected by the Coronavirus (3/13)
- FDIC Statement on Financial Institutions Working with Customers Affected by the Coronavirus and Regulatory and Supervisory Assistance (3/13)
- Federal Banking Agencies Provide Banks Additional Flexibility to Support Households and Businesses (3/17)
– Statement on the Use of Capital and Liquidity Buffers (3/17)
– Interim Final Rule on Technical Changes to Automatic Distribution Restrictions (3/17) - FDIC Announces Steps to Protect Banks and Consumers and to Continue Operations (3/16)
- Federal Banking Agencies Encourage Banks to Use Federal Reserve Discount Window (3/16)
Office of the Comptroller of the Currency
- FAQ's Related to the Community Reinvestment Act and the Coronavirus Pandemic (5/27)
- Director, Shareholder, and Member Meetings: Interim Final Rule (5/26)
- Federal Agencies Share Principles for Offering Responsible Small-Dollar Loans (5/20)
- Regulators Temporarily Change the Supplementary Leverage Ratio to Increase Banking Organizations' Ability to Support Credit to Households and Businesses In Light of the Coronavirus Response (5/16)
- Federal Financial Regulatory Agencies Issue Interagency Policy Statement on Allowances for Credit Losses and Interagency Guidance on Credit Risk Review Systems (5/8)
- Liquidity Coverage Ratio: Interim Final Rule Addressing Treatment of Certain Emergency Facilities (5/6)
- Federal Bank Regulatory Agencies Modify Liquidity Coverage Ratio For Banks Participating in Money Market Mutual Fund Liquidity Facility and Paycheck Protection Program Liquidity Facility (5/5)
- Credit Administration: Documentation of SBA Paycheck Protection Program Loans (4/27)
- COVID-19 Financial Support Programs: Visitorial Authority (4/27)
- Federal Banking Agencies to Defer Appraisals and Evaluations for Real Estate Transactions Affected by COVID-19 (4/15)
- Capital Treatment for Paycheck Protection Program: Interim Final Rule (4/9)
- Federal Bank Regulators Issue Interim Final Rule for Paycheck Protection Program Facility (4/9)
- Troubled Debt Restructurings: Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working With Customers Affected by COVID-19 (Revised) (4/7)
Bank Secrecy Act/Anti-Money Laundering: OCC Supports FinCEN’s Regulatory Relief and Risk-Based Approach for Financial Institution Compliance in Response to COVID-19 (4/7) - Agencies Issue Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus (4/7)
- Agencies Announce Changes to the Community Bank Leverage Ratio (4/6)
- Federal Agencies Encourage Mortgage Servicers to Work With Struggling Homeowners Affected by COVID-19 (4/3)
- Agencies Will Consider Comments on Volcker Rule Modifications Following Expiration of Comment Period (4/2)
- Regulatory Capital: Joint Statement on the Interaction of the Revised Transition of the CECL Methodology for Allowances With Section 4014 of the CARES Act (3/31)
- OCC Hosts Mutual Savings Association Advisory Committee Meeting April 21 Via Teleconference (3/30)
- Agencies Announce Two Actions to Support Lending to Households and Businesses (3/27)
- Statement of the Comptroller of the Currency on the Condition of the Federal Banking System and the Response to COVID-19 (3/27)
- Federal Agencies Encourage Banks, Savings Associations and Credit Unions to Offer Responsible Small-Dollar Loans to Consumers and Small Businesses Affected by COVID-19 (3/26)
- Consolidated Reports of Condition and Income: 30-Day Grace Period for the March 31, 2020, Call Report Date (3/25)
- OCC Revises Short-Term Investment Fund Rule (3/22)
- Agencies Provide Additional Information to Encourage Financial Institutions to Work with Borrowers Affected by COVID-19 (3/22)
- Licensing Filings : Use of Electronic Methods for Submission of Licensing Filings (3/20)
- Joint Statement on Community Reinvestment Act Consideration for Activities in Response to COVID-19 (3/19)
- Federal Bank Regulatory Agencies Issue Interim Final Rule for Money Market Liquidity Facility (3/19)
- Pandemic Planning: Working With Customers Affected by Coronavirus and Regulatory Assistance (3/13)
FINRA
United State Mint
Internal Revenue Service
- IRS Begins Delivering Third Round of Economic Impact Payments to Americans (3/12/21)
- More Details About the Third Round of Economic Impact Payments (3/12/21)
- Get My Payment Tool (3/12/21)
- IRS Statement — Update on Economic Impact Payments (1/11/21)
- IRS Issues Guidance on Deductibility of Qualified PPP Expenses (11/20)
- Revenue Procedures (11/20)
- To help non-filers, IRS sets Nov. 10 as ‘National EIP Registration Day;’ Register at IRS.gov for Economic Impact Payment (10/23)
- Information Reporting Requirements for Paycheck Protection Program Loans Forgiven under the CARES Act (9/22)
- Relief with Respect to Employment Tax Deadlines Applicable to Employers Affected by the Ongoing COVID-19 Pandemic (9/1)